I don't even understood what's in the screenshots I just read. Someone has to explain it to me in simpler terms. I run two businesses and a volunteer group so I'm just too busy and not really interested following bitcoiner tech/devspeak. My website was built by me and I set it up to accepts btc via invoices I send... that's it.
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Say you have customers but no money to buy meat to make jerky, Bitcredit is like business to business lay-away where you pay me once your product sells
The goal of it is to help small Bitcoin businesses have access to capital outside mainstream banking