In the background, 99% of the time it will fail to LN. I do not trust some random mint’s “locked sats”. Many people do not either.
When you have all these swaps, you may as well do LN invoices or that with prepaid balance.
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Fair point. Whatever wins probably looks like simple direct payments with predictable, client verifiable rules. For something like @PRobot I mostly need a way to price and audit delivery, not a specific rail.