I don’t know. The USPS processes more mail than ever. Junk and ads most lot of ‘em. The Courier industry is much larger with FedEx, UPS, DHL. I think banks will find a purpose and may be fuse more with government and business services.
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I believe banks will still serve a purpose just as the usps still serves purpose, just a slightly different version of what we know banks to be today. Usps=snail mail banks = snail money