For years, my elderly pet sitter begged me to use Venmo. Last year I finally relented (to the PayPal mafia, for this one case). Both to help her out and to give a privacy lesson. Showed her all the transactions I can see from everyone related to her and everyone related to them and … ….specifically those for pet sitting clients paying up front as they headed out of town with a memo “give my Boo lots of head pats and kisses” Showed her how to make them private and tell her friends and clients how to make them private. This is how people learn and care about financial privacy. Go and do likewise :)