I have aunties, or just middle-aged acquaintances that I know It’ll be irresponsible for me to recommend them to self custody or social multisig setup. Not everyone is able to learn and do it. The ETF is protected by legal system of the USA, which is far better than my country’s. Show me a simple, fool-proof and tolerant setup and I’ll be more than happy to spread it. I don’t think it’s right to tell them : “HFSP! You don’t deserve bitcoin”