The problem is bigger than that. Banks take the people's money stored in banks and buy up all houses. It's done on purpose to keep us in poverty and in debt through mortgages. They eventually made corporations like black rock who are purposely buying up all the homes so we won't have access to buy them. Bitcoin will eventually change this by the banks not having access to our money but the crypto exchanges will try to do the same. We must teach people to not store their saving on exchanges.