I mean, I don't think it's what anyone expected, but you're posting this on a platform on which users execute sometimes hundreds of thousands of transactions a day... in precisely that "zero adoption" money.
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Zaps are kiddie stuff. I still can't buy a coffee around the corner and you know that so let's not go there.
You could if anyone accepted lightning. But the fact is you couldn't do that with BCH, Monero, or anything else, either. There isn't "zero adoption" -- there's "zero merchant acceptance", because accepting ANY crypto is a pain in the ass (the tech, the security, the employee training, the taxes...)
Bootstrapping circular economies is HARD, especially when the current system is "good enough".