Back to my OP,
I phrased it in a way to catch your attention, but I was hoping my last sentence about airgap would drive the point home of convenience & that's why we use HWWs - but if all the providers go away tomorrow Bitcoin will be custodied safely due to BIP39 standards.
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Hope I didn't confuse anyone, and I hope you click my Bitcoin self custody 101 bullet point list - as I clearly state to use not only a HWW but a SeedSigner.
If you have a problem with my choice of HWW then that's okay :)