No, it's not a built-in wallet. It's the choice to use whatever you want via NWC. This includes a user using a NWC enabled Cashu wallet.
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cashu people don't want user choice, they want to force their "solution" onto everyone.
got it so it's NWC with a default custodial wallet?
Cashu wallets support NWC.
NWC is just a simple wallet API, comparing it to cashu makes no sense at.
I wouldn't say it's default. It's the advertised choice for people to get started with one tap setup.
I know they do, which is why I mentioned it.
🫂