Yes, and it’s stressful to have multiple signatures/devices to worry about, keep track of, along with the increased complexity of making a simple transaction. This is not a solution for the masses.
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Something like the bitkey is a good multisig solution for the masses. There’s more of a trust trade off there. But I view it as a good onboarding tool.
True, there is trust and possibly some custodial risk. I can't wrap my head around thier security model, like how can I conform on the device the transaction is what I want to do.