Ligthning is effective?
You don't know lighning or you are using a custodial, ligthning is a bad solution since the beginning, try to use it in self-custody and you'll see if is effective..
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Monero guys are the transaction guys. Good 99% of Bitcoiners tell you how to transact and which is the best way, what is the best privacy tactic for BTC, BTC is the only money but they don't transact. From the maybe 1% which transact most of them using custodial solutions. Find the error ๐
Then you hear the arguments but you can't buy a house with Monero or a car. Always funny to hear that from guys which would never ever use their digital gold for such things.
In general you have to be creative if you use Cryptos in your daily life. You have to adapt, try out, test etc. There is no perfect way for everyone. It's individual and everything is possible.