Yeah I mean two banks I use(d) in Spain suddenly stopped allowing me
to send money to a centralized exchange, after years of doing it.
When I called them to ask for an explanation they said it was to protect me from scams. To which I obviously replied with a bunch of expletives.
It's ironic, because they did in fact manage to protect me from scams, i.e. they prevented me from transacting through them anymore, and forced me to increase my use of P2P.
But as I mention in the other note, places like Bisq sometimes have too little liquidity, unreasonable offers, or simply no offers that match my verified payment methods. So I just suck it up and pay the credit card commission to buy on a centralized exchange.
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This is why we built vexl. A non profit mobile app that allows you to trade P2P, privately without the use of a trusted third party. It’s real pure p2p no kyc. And web of trust based.