Long-term cap gains taxes are 15%, versus APR is 13%. Taking on custodian risk for 200% of your needed collateral to save net 2% doesn't make sense.
Feel like I am missing a key piece
Login to reply
Replies (3)
Upside of holding the collateral instead of selling if you think the bull run hasn’t even started
If its btc the cagr is 26%+ the longer you hold it. Figure offers 10% apr at 50% ltv. No payments if you wanted.
I like assets you can borrow against. Some more than others cause I couldn't borrow against my home. No job and super great terms.
The answer depends. Probably not a 1 size fits all.
If you sell, thank you for the sats.
If you hodl, thank you for the price pumps.
