Isn't it amazing what we are doing here? Every ZAP is a transaction that settles in seconds. Sending bearer assets around the world. No bank can do this.
I once paid a coffee (0.5 dollars) to someone from here (central europe) to Brazil, with several time zones of difference. All in half a second, with a final settlement of the transaction thanks to a neutral protocol.
No other technology can do that. No other cRyPtO can do that.