People are free to make choices when they bring a product to market. Even more so in a Bitcoin economy. I see @jack mallers in a similar light.. both have to deal with beauracratic hurdles. My guess is that they have a gun to their head by the state they're opperating in, when making such decisions. Nobody is making you use Cash App or Strike either, they are how ever facilitating a transition towards a Bitcoin standard within the confines of the 'law'. It's a much tougher battle to find a middle gound solution, because you either offer a full fiat model and custody the coins (coinbase/binance) for the user and risk reputational damage from those who understand counterparty risk. Or you build an anti-establishment model like Samurai did and risk going to prison and being called a money laundering terrorist.. because the fiat overlords deem you as one. Critising these pioneers for finding a middle ground of 'limits' and 'kyc' is dumb.. especially if you havent got an answer for it yourself.