On chain privacy or bust? Bitcoin is just the first mover and so it benefits from network effects. It doesn’t have to be the only tool. It’s just a form of money. If it’s a better form of money than cash or gold then use it. Most people are just trying to keep their heads above water and save in something that isn’t printed into oblivion. Doesn’t seem like it’s a bust if they have that option. Just keep cash along side it if you want privacy. It’s not black and white.