That's another way to say it, yep! On second thought, maybe not exactly. I think most people are poor by *design*, think Matrix or social construct by elitists. Like, our education, culture, etc impregnate a poor mindset in us. But it is possible to shift the mindset, which leads to preparation, then luck happens which changes the circumstance (necessarily in that order). I dunno, just thoughts. Whadda you think?

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Gotcha. I'll stick with design because I think fiat money is designed to extract wealth from the poor and route it to the pockets of the rich. I think society is largely designed around monetary value, which would explain why schools don't teach about finances, debt, inflation, taxation, gold, Bitcoin, Austrian economics, etc. We're close enough though. ๐Ÿ™‚๐Ÿค
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