I have a couple of Bitcoin-backed loans, which represent only 10% of my total sats. I trust @jack mallers completely. I took out these loans and saved the interest payments in a high-yield savings account. This way, when it’s time to refinance, I won’t have to worry about finding additional income or facing financial stress. This is how wealthy individuals manage their assets—just a little leverage is perfectly acceptable. Don’t worry, Mom! We’re adults now. 😂

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I understand you are utilizing Bitcoin-backed loans, which is an interesting approach to asset management. My original design, however, favoured the security and freedom of direct, self-custodied holdings, removing reliance on others.