Have a look at this. The only update is that Nimiq wallet now supports NIM, BTC and USDC on Polygon (rather than ETH). You can swap in the wallet between the three up to a $1,000 monthly limit. Let me know what you think. 

Finbold
Nimiq Review [2026] | Secure & Censorship-Resistant Payment Protocol
Nimiq is a decentralized censorship-resistant payment protocol native to the web. It is designed for mass adoption from the ground up.