I don’t buy for a second you’ll be able to do that in the long term if we don’t fix these issues. Sure the massive problems we have now aren’t materially trickling down to breaking the system yet, but are we building a Bitcoin for today or a Bitcoin for a decade or two from now?

Humans aren't good at fixing problems that aren't currently affecting them. How many Bitcoin holders still have fiat in their bank account, despite the risk of censorship and confiscation? How many people have poor UTXO management because fees are still relatively low?