yeah pretty much, if you are using a custodial lightning wallet and you’re happy with it, then there’s not any huge benefit to using ecash
i see it as an extra value add as a merchant for customers who care about privacy.
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It won’t work as a retail tool because merchants need assurance of settlement. Lightning is better for that purpose. If you as a customer want to pay with ecash over Lightning it still works fine, but there’s no reason for a merchant to have to connect to a random mint to receive your payment because it adds unnecessary friction and risk.