Options are good *for people.* The problem with custodial lightning is not that people shouldn't have access to options. The problem is that people want the promise of decentralized lightning to work and it doesnt, so they post rationalize custodial lightning. Its sunk cost fallacy more than anything. The nefarious ever present "they", those that seek to take away our options, love to give us options that enable them to take things away later. Custodial lightning *will* devolve into fractional reserve banking entirely. If it can happen it will happen and incentives are outcomes always.