That last point is the most important.
I think about these things primarily because I am writing a book; however, to steel man the libertarian position one might say that everything you mentioned will inevitability lead to governmenal collapse and reformation.
There are many examples of this throughout history, the key might be in being in the right place at the right time.
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I agree
To an extent we can see the mathematical inevitability of the debt crisis one day
And, like it happened many times in history, there will be a change, perhaps a reset, likely hard times, then something new
Good luck with the book
And I'd probably like to read it