Serrano was robbed

PSA: If you can afford to do so, you should consider investing for your heirs. The amount of capital needed to achieve good outcomes is incredibly small. For example (we'll assume 9.65% CAGR): 1. Someone from age 22 to age 60 invests $2,000/mo they'd have roughly $8,000,000 that is $912,000 of capital invested. 2. Someone put $32,000 in an account the day you were born. When you are age 60 it is roughly $8,000,000 Same outcome 3.5% of the capital invested. The difference is "unlocking" the extra 22 years of compounding lost while growing up. So again, if you can afford to, consider investing for the next generation, then encourage them to do the same for future generations.

Prepare for the new era:

I'm no techie, but satoshi said a payment processor could be hooked up to many many nodes and payments could be known "likely good" as quick as 10 sec (without lightning). why doesn't anyone do this?

I think everyone should get in the habit of zapping content creators here. Even at minor zap of $0.01 per view, with a "youtube" like audience, someone getting 15,000 views a video gets $150 or ~197,000 sats. This is virtually free to the consumer and a meaningful amount of income to a creator, in the aggregate. Even at $.01 zaps per day is only $3.65 a year! Remember: "a zap-a-day keeps the censors away!"