What a privilege is it to end the day exhausted by supporting the family you once prayed to God for.
How many prayers were answered to bring us where we are today?
🙏🙏🙏
Nick Yam
nick.yam@nostr.com
npub1a7as...mzde
Catholic husband, father, and lifelong learner.
Friendly contrarian. Bitcoiner. ~~NYC Dweller.~~ FL beach bum.
Notes (16)
Most people are trading generational wealth for a 6% 401(k) match, and believe they are winning...
As much as I hate comparing Bitcoin to fiat, there are too many Bitcoiners who opt into their employer-sponsored retirement plan instead of stacking the coin and genuinely think they are winning the trade.
I ran the numbers comparing a traditional 401(k) (with a very generous employer match) against simply stacking Bitcoin with post-tax fiat.
Assumptions:
-$100k salary, 6% employee contribution
-Employer matches 6% (total $12k/year into the 401(k))
-401(k) grows at 7% CAGR
-Bitcoin grows at just 30% CAGR (a fraction of its 5-year average of 57%)
-Bitcoin is bought after taxes (25% tax haircut up front)
After 10 years:
401(k): ~$166k pre-tax → ~$124k after taxes
Bitcoin: $192k post-tax
Bitcoin still outperformed by ~$67,000 (54%) — despite contributing half as much annually.
-This was extremely generous to the 401(k) and very conservative toward Bitcoin.
Yet the prevailing wisdom — even in many Bitcoin circles like r/Bitcoin — is that you should take the immediate 'gain' and opt into your employer-sponsored plan.
That’s how early we are.
-We’re not just in a parallel financial system — we’re in a parallel reality.
NYKNYC
#Bitcoin #FiatTrap #Retirement #StackSats #Nostr
#Bitcoin inheritance has kept me up more nights than it should have. That is until I read How To Leave Bitcoin to Your Heirs by Anthony S. Park.
This quick read provides guidance for a ‘base layer’ inheritance plan that is low-cost, low-trust, and low-complexity.
Give it a read and ensure your stack reaches your heirs.
#inheritance #estateplanning


You’ve been given the ability to give real value to notes you appreciate with #Zaps, yet you still ‘like’.
What’s wrong with you?
⚡️⚡️⚡️⚡️
#nostr #lightning #bethechange
#nostr is going to experience exponential growth in the next 12-24 months.
Source: Trust me bro. I can feel it.
Real talk: The last few months on Nostr has been worlds better than cesspool legacy social has morphed into. I’ve only scratched the surface of the capabilities of the protocol, but it’s clear this is a place for builders and kickass people.
Spiritual desolation is worse than any bear market.
Great diagram from u/rtmxavi on Reddit to get a high level understanding of #strategy's speculative attack on the dollar.
All paths lead to #bitcoin


This includes $STRC and all future #Strategy products.
nostr:note18a0yt7v5wwye420mhyxd3yqqct595mhms5vfsx6afxcv4k2y4zrs39smtt
I’m looking to fill my feed with quality notes.
Reply to this note with a tag of your favorite follow on #nostr
HODLing is not for the faint of heart.
Getting in some reading before the Bitcoin Lending event at @PUBKEY in NYC. nostr:npub1d3f4m9dgvkdjxn26pqzsxn6lpfn78sxwllxyt8mp76q0a9zyyjlswhr4xv


$STRF, $STRK, and $STRD are not for plebs; they are for highly restricted institutional buyers to get exposure to #bitcoin , and to raise funds for #Saylor and $MSTR to lock even more coins away forever.
Keeping stacking sats…
Heading to #Vegas for the week. I’ve never been. What are the better things to do? What to avoid?
I’ll certainly play some poker and hang by the pool.
Looking to follow real estate investors who have seen the bright orange #bitcoin light and have reevaluated their investing thesis.
RT for visibility.
Today is the day!
Forza #Inter
⬛️🟦⚽️🐍
#UCL #PSG #AMALA
https://blossom.primal.net/2ff9f103bdaf5a2dd994234765aef6d13ce3feb8a3ee6d6e47ba350c47d1bbc5.mp4
Southwest’s ‘no assigned seats’ policy is garbage and I’m happy it’s being phased out in 2026.
The policy is not ‘freedom’ for passengers, but an abdication of responsibility of ensuring a smooth onboarding process to the passengers.