When I was in school. I hated history. It was taught through memorizing names and dates, both of which I am terrible. I did have one good history teacher who brought American History Alive. One thing he did, probably to allow himself to cover both sides of some divisive subjects like evolution/creation and abortion, was to have trials. One student was assigned as judge. Three students were assigned to be lawyers for the 2 sides. The rest of the class were the jury. The lawyers had to research and stand up and debate the issue. I learned more in that history class than in all of the others combined. We can learn so much from history. #grownostr #history

Foundation for Economic Education

Lessons from Livy on How Great Civilizations Rise and Fall

Which common phrase was first coined by Livy, the great Roman historian?

Wyoming Northern Lights I tried to upload a video, but that didn't work, so this morning I uploaded it to Odysee.com to share the link. They aren't bright like up near the North Pole and there was a little haze to the North which diffused the light, but they were still pretty cool. #grownostr #northernlights

Odysee

Odysee

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Wyoming Northern Lights 4/23/23 10:15pm They aren't bright like at higher latitudes, but you can see the changing greens and reds. #grownostr #northernlights

Wyoming Northern Lights 4/23/23 10:15pm #grownostr #northernlights

Taxation is theft, but so also is making borrowers with good credit and large down payments pay higher rates and fees so that borrowers with bad credit and little or no down payment can have lower rates and fees. This is encouraging bad behavior. If I was borrowing now (I have a paid off forever home, so hopefully will never happen again), I'd borrow with a very low down payment (riskier for banks) and then with my first payment, pay a bunch extra to get me over the 20% necessary to not have the extra insurance (forget what its called). There are ways to get around this nonsense, none of which is good for borrowers or the banks or the economy. The US is run by total incompetents who don't have a clue about how anything works and who makes emotional decisions that cause horrible side effects. The only good news (for me) is maybe our government's actions will so screw up the real estate market that I can buy some investment/rental property for real cheap.

The Epoch Times

Housing Agency Rules Will Force Homeowners With Good Credit to Subsidize High-Risk Borrowers