Taxation is theft, but so also is making borrowers with good credit and large down payments pay higher rates and fees so that borrowers with bad credit and little or no down payment can have lower rates and fees. This is encouraging bad behavior. If I was borrowing now (I have a paid off forever home, so hopefully will never happen again), I'd borrow with a very low down payment (riskier for banks) and then with my first payment, pay a bunch extra to get me over the 20% necessary to not have the extra insurance (forget what its called). There are ways to get around this nonsense, none of which is good for borrowers or the banks or the economy. The US is run by total incompetents who don't have a clue about how anything works and who makes emotional decisions that cause horrible side effects. The only good news (for me) is maybe our government's actions will so screw up the real estate market that I can buy some investment/rental property for real cheap.

The Epoch Times

Housing Agency Rules Will Force Homeowners With Good Credit to Subsidize High-Risk Borrowers

This makes you think twice about a self driving or smart car, even if you pay your bills. If Ford can hijack your car, so can someone else, especially the government. It kind of makes me long for a 1990s car. https://redrightpatriot.com/ford-has-patent-enabling-a-car-to-repossess-itself/

It isn't really a surprise to those paying attention, but more evidence has come out about how not only did the SARS-CoV2 virus originate in a Chinese lab, but that the US government funded it and Fauci lied to Congress under oath (where are the charges?). It also suggests that the lab has much more dangerous man-made pathogens that could be released accidentally or intentionally.

The Worst Atrocity in the History of the World has been Confirmed

with no accountability or justice forthcoming

Tonight and tomorrow night are the peak nights for watching the Lyrid meteor shower. For me, it is already below freezing so I don't think I'll get to see them. It will be warmer tomorrow night, so I might brave the cold tomorrow night. #grownostr #meteors #nightsky

The Epoch Times

Lyrid Meteor Shower to Break Cosmic ‘Dry Spell,’ Grace Night Sky Mid-April—Here’s All You Need to Know

I just got solar lights installed in the barn, so we can see at night or when it is very overcast. We had looked at running electricity to the barn and it was very expensive. The solar lights were an order of magnitude cheaper and we have a generator for that rare instance we need electricity in the barn for a project. I'll try to get some pictures later and give a review once the lights are charged up and working. #grownostr #solar