Bringin released an enormous update of their app and services that's worth checking out, especially if you live in Europe!
I copied the entire newsletter article here. Very interesting stuff that would make it way easier to live on a Bitcoin standard.
@Bringin | The Complete βΏitcoin App
"We launched a whole new version of Bringin, and there's genuinely a lot packed into it. I'll unpack the highlights below - but save this email and come back to it when you have time, because each of these is worth a proper look.
I will try to briefly unpack them in this email.
Debit cards - Not like any cards you've used before
1) Bitcoin-backed: The card can now hold a Bitcoin balance. Link your card to it and spend Bitcoin directly at any merchant - they receive euros, no pre-selling needed. Prefer euros? Relink the card to your euro balance and spend euros instead. You can top up the Bitcoin balance on-chain, over Lightning, or via an LN address - from a self-custody wallet or your euro account.
2) Multiple cards, virtual or physical: Create multiple cards, each linked to your euro or Bitcoin balance and relink any of them between the two whenever you like.
3) Zero Forex - Spend euros outside the eurozone at 0% forex, and Bitcoin anywhere in the world at our standard 1% fee. The cards are global, and you can withdraw cash at any ATM in any local currency.
4) Free express delivery (this month only): For the next month, delivery is via DHL Express at no extra cost - you'll have your card 2-3 days from when you order.
Self-custody Wallet - Built for private, reliable payments.
We rebuilt our self-customised wallet from the ground up.
1) Faster and Cheaper - It's as fast and reliable as the custodial wallet you're used to. Self-custody no longer means a worse experience.
2) Google back up - Talking to a lot of bitcoiners, I kept hearing the same thing - nobody wants to manage yet another set of 12 words. I get it. So you can now back up your wallet to Google Drive, and optionally encrypt it with a password. Backup and restore, without the mnemonic headache.
3) Both on-chain and Lightning - The wallet holds larger amounts securely and makes both on-chain and Lightning payments natively - no swap service in between. That makes it reliable for P2P, merchant payments, holding meaningful sums, and topping up your card when you need to.
4) Scan & Pay and Nearby Payments: A dedicated Scan & Pay button on the home screen for Lightning payments. And a new Nearby Payments feature that lets you pay other Bringin users peer-to-peer over Bluetooth, using a mesh protocol - the more Bringin users around, the further a payment can travel.
5) Outside compliance framework: These payments stay private. None of them touch transaction monitoring, KYC, or reporting - it's a pure self-custody wallet for payments.
Lightning Addresses - money address for future payments
You now get a few different Lightning addresses, each doing something specific:
1) {username}.btc@bringin.xyz - receive Bitcoin and keep it in Bitcoin, straight to your self-custody wallet. It accepts as little as 2 sats, so it's perfect for zaps, micropayments, donations, P2P, or just listing on your socials.
2) {username}.cards@bringin.xyz - funds your card balance directly, so you can spend instantly anywhere with your Bitcoin debit card. Hold your Bitcoin in whatever wallet you like and top up the card with a swipe - no lock-in, no need to keep a balance sitting on the card.
3) {username}@bringin.xyz - your existing address, which auto-converts incoming Bitcoin into euros instantly on your personal vIBAN. From there, move it to your bank or spend it on your cards.
4) An LN address straight to your bank - You can now create a Lightning address that drops euros directly into your bank account. Go to the Connect tab, create a Sell Connection, pick your bank, choose Lightning, claim an address (like pc_revolut@bringin.xyz), and confirm with the verification code - done. Every sat sent to that address lands in your bank in seconds.
Over improvement is user expereince!
1) A simpler, more powerful experience: We obsessed over the experience this time - more power, less complexity. - No more orders to move money: Funding euros with Bitcoin, or selling Bitcoin from an external wallet straight to your bank, used to mean creating an order, sending an exact amount, and authenticating with an OTP. That's gone. You now get a static Bitcoin and Lightning address β send any amount, from anywhere, and the euros land in your Bringin vIBAN or bank account with nothing else to do. Every swap executes at market price, you get an email confirmation, and you can track it on your phone and check the full details once it's done.
2) A cleaner layout: Balances right on the home screen, and a separate Bitcoin Swaps section to move Bitcoin between anywhere and anywhere. If you don't need the euro account or the Bitcoin account, you don't have to touch them β all the flexibility, none of the clutter. -
3) Card management 10x better: Viewing card details, managing limits, setting your PIN, viewing and updating your 3D Secure password, handling your physical card β all rebuilt to match the neobank experience you're already used to.
The goal behind all of this is simple: give you the tools to be more sovereign. Take real custody of your funds, buy Bitcoin instantly whenever you want, spend it in the real world, and liquidate larger amounts without the stress. Addresses, vIBAN, cards, wallets - everything you need to actually live with Bitcoin as a parallel currency in this dual-money era.
What's next
A few things we're already working on:
- Third-party payments: so you can replace your bank with Bringin entirely.
- Passkey, biometric, and authenticator-app login - instead of SMS.
- And one more we're keeping under wraps for now - you'll get an update next month.
That's the short version - there's a lot more to find once you're in the app. Update to the latest version and take it for a spin.
If anything here raises a question, send it my way.
Warm regards,
Prashanth
Founder, Bringin"
