This IMF “digital currency” sounds a lot like #[0]‘ vision of using #bitcoin and lightning as rails for fiat transactions.
> #Unicoin, is a legal money commodity that can transact in any legal tender settlement currency … Banks will be able to utilize the new currency by attaching SWIFT Codes and bank accounts to a UMU digital currency wallet. This enables them to conduct SWIFT-like cross-border payments entirely over digital currency rails, accessing the best-priced wholesale FX rates and achieving instantaneous, real-time settlement while bypassing the correspondent banking system.
https://www.kitco.com/news/2023-04-10/IMF-unveils-Unicoin-A-global-legal-tender-settlement-CBDC.html