CommerceSage

Is this signaling the end of fiat based cash back rewards? Let’s use a credit card and earn Bitcoin after charging on fiat rails, losing purchase power and paying what I borrowed in fiat - but I get free Bitcoin… 🤦‍♀️ Make it make sense please?

I am sucker for a beautiful sunset! How about you?

Here’s a list of the most common types of funds movement fees in the American banking system: 1. Overdraft Fee: Charged when you spend more than your account balance, typically $30-$35 per transaction. 2. Non-Sufficient Funds (NSF) Fee: Applied when a transaction is declined due to insufficient funds, often $25-$35. 3. Wire Transfer Fee: For sending or receiving money via wire transfer, usually $15-$50 (domestic) or $40-$80 (international). 4. ATM Fee: Charged for using an out-of-network ATM, typically $2-$5 per transaction, plus potential surcharges from the ATM owner. 5. Transfer Fee: For moving money between accounts at different banks or services (e.g., ACH transfers), often $0-$10. 6. Stop Payment Fee: For requesting a bank to stop processing a check or payment, usually $20-$35. 7. Foreign Transaction Fee: For transactions in a foreign currency or processed internationally, typically 1-3% of the transaction amount. 8. Cash Advance Fee: For withdrawing cash using a credit card, often 3-5% of the amount or a flat fee (e.g., $10). 9. Bill Pay Fee: For using the bank’s online bill payment service, though many banks offer this for free; fees, if any, are $0.50-$2 per transaction. 10. Check Cashing Fee: For non-customers cashing checks at a bank, often a flat fee ($5-$10) or a percentage of the check amount. Fees vary by bank and account type; some may be waived for premium accounts or under specific conditions. Moving Bitcoin on blockchain? One gas fee. Plain and simple. No bank required. Just a wallet. Proof of work Proof of stake Demand Proof of value from the bankers.

human emotional states can influence physical systems far beyond what conventional science acknowledges. Article link 👇 https://conniedavisspeaks.com/f/the-great-flood-a-mirror-of-collective-consciousness

Do you think it possible that the strategy for the financial institutions was to delay legislation so they could get themselves in position? Some finally see the light with Bitcoin, but will they do the right thing? Will they pass savings and less value onto us, their customers as stablecoins roll out? Everyone is HODL Bitcoin.. will you pay with stablecoins? 🤔 https://www.mckinsey.com/industries/financial-services/our-insights/banking-matters/how-banks-can-win-back-lower-value-cross-border-payments-business

It’s tough for commerce to flow freely without trust. Our world has scaled to global commerce yet we witness micro aggressions every minute of every day. Power. Control. Greed. Fiat currency allowed value to erode. People being able to borrow in the form of IOU and that being recorded on a centralized ledger and tucked away in a vault instead of remaining in a marketplace where humans remember who owes who.. this was humanity’s first mistake. When we lost transparency; we lost trust. Power, greed and control took its place.

Bitcoin is for criminals" - says person whose bank just got fined $3 billion for money laundering. 🤡 Banks have paid over $46 billion in money laundering fines since 2000, with nearly $28 billion just for AML violations. If you want to launder money, using a traditional bank is still the best option. 🤷‍♀️

I mentioned cryptocurrency today in a small local business shop and the business owner did this 🤦‍♀️. Said please no. As soon as I told her she could speed up payments, be her own bank and stop paying Visa and MC fees, her head raised and her eyes lit up. This is the bridge. 93% of the population has no clue what’s coming.

Plain and simple

Enthusiasm is to be filled with the light of God. Your life has purpose, meaning, and the Bitcoin you hold is a tool to fuel that purpose. What are you mining in the world to leave it behind for others who come after you?

This is my mentee Terri. She has been in Foster Care her entire life. The system did exactly what it was built to do - hold a child in foster by the state. Splintered love, fractional learning, and emotional wounds, the state raised her at arms length, and adoption failed her. Her disability back pay now is being controlled by her housing nonprofit forcing her to use it to buy a car that will depreciate daily until it breaks and she has no money for repair because she can only work part time due to the rules of SS. $1200 in her account is the max she can have. Even as an adult, the rules dictate her life. We just certified her as a human rights youth advocate so she can stand up and fix the system that allows for failed adoptions of foster youth. The adults failed her and the gaps in the system allowed it to happen.

The Chains of Coin, The Wings of Code For thirty years, I walked TradFi’s halls, Where marble gleams and power calls. Central banks, with iron grip, Print money fast, let dignity slip. They craft the cash that buys your bread, Yet leave you stretched, with dreams half-dead. Inflation burns—nine percent and more, Your wages shrink, can’t reach the store. They freeze accounts, they track your pay, In democracy’s name, they’ve lost their way. Article 22, a right so clear, Demands a system we need not fear. But I’ve seen chains, the vulnerable bound, Exploited souls on shaky ground. Working moms, veterans, dreams deferred, Their cries for justice too long unheard. No more, I say—let’s break the mold, With Bitcoin’s fire, a tale retold. A code, a coin, no vault can seize, No king can freeze it, no laws appease. Twenty-one million, a cap so tight, No printer hums in the dead of night. It’s money for plebs, for you and me, A rebel spark to set wealth free. They call it wild, a volatile dream, Yet freedom flows in its digital stream. No bank to block, no fee to sting, A wallet yours, where hope takes wing. For the unbanked seven million strong, Bitcoin sings a redemption song. Lagarde may quake, her power at stake, As markets choose what kings can’t break. Like language born from hearts aligned, Bitcoin’s truth is humankind’s design. Energy fierce, like Norway’s might, Secures the chain through day and night. I’ve walked the old, I see the new, My mission’s clear: to carry you. No soul left bruised by systems cold, No dreams crushed by greed’s tight hold. Join hands, dear plebs, let’s learn, unite, For Blockchain and Bitcoins dawn is our birthright. — Connie Davis, Commerce Sage Empowering All, Turning the Page www.conniedavisspeaks.com

New here. Bringing light, TradFi secrets and community stories to life. I refuse to allow humans, economically and financially abused and exploited at the hands of others and archaic systems to be left behind as we cross the bridge to the future of money. Nice to meet you. This is me, sharing what I have learned, and talking about my mission to lift and shift the world to Bitcoin.