Bitcredit week 22 update: -Multi-wallet integration underway. Mainnet and testnet wallets will coexist in one app -Mainnet readiness work continues -Wallet UX redesign advancing to pay/receive flows -Large group User Acceptance Testing completed with no major technical issues found.

WANTED! BITCOIN BUSINESSES 💪 Bitcredit Protocol is currently in Alpha on TestNet3, trialling with supply chain companies in coffee, cacao, wine, meat and timber. We are looking for 10 or 20 more SMEs with a bitcoiner owner, CEO, or CFO. Onboard and trial your use case on circular Bitcoin. Beta starts on mainnet in May. Next chance to at MADbitcoin in Madrid. Meet us there.

Bitcredit Protocol FAQ: Why are Bitcredit mints ("Wildcats") limited to minting only real commercial bills of exchange? Answer in 10 steps: a) Creation. 1. The goods sold by one business to another represent a real saving. 2. These goods serve for production, not consumption. 3. The bill of exchange represents their value in trade. 4. Currency minted from such a bill is backed by this value. b). Circulation 5. Companies can pay workers and suppliers with such currency. 6. People and businesses then buy goods with currency. 7. Currency ultimately pays for the issued bills of exchange. c. Redemption. 8. When the bill is redeemed in Bitcoin, both the bill and its minted currency are extinguished. 9. Bitcoin passes to another hand, but the quantity of Bitcoin stays the same. 10. The quantity of Bitcoin remains fixed at 21 million. ==> No inflation.

Week 5/2026 progress update: 1. Offline intermint exchange fixed, offline payments work, and wallet remains usable even when mints or internet are unavailable (some limitations) 2. Bitcredit Wallet reached MVP status: create & restore wallets, QR payments, invoices, redemption, on-chain minting and melting demonstrated 3. End-to-end system integrated: eBills, Wildcat, Clowder, eCash Wallet operating together 4. Dashboard and e-bill UX improvements, including bill structure, stati, and admin 5. Clowder prototype deployments hardened, can be run and tested locally

Have you tried the latest Bitcredit Protocol reference client Beta yet?

eBill

Bitcoin Credit Money Supply for the Real Economy

Get yourself some Testnet3 sats from a faucet and play with it.

Bitcredit Protocol 101 ================== Bitcoin today is like digital gold. Its fixed supply is suitable for savings, but not (yet) for everyday money… 1. because its exchange value swings wildly 2. because Bitcoin demand changes rapidly while supply does not. Bitcredit Solution ============== Bitcredit lets real businesses create temporary "Bitcoin credits" backed by real goods they produce. People can spend credits like Satoshis, right away. Credits redeem at maturity in actual Bitcoin on mainchain. Functionally for payments, for earning and spending, these credits are as good as (digital) gold, as Bitcoin. Even better in some ways: faster than Lightning, offers pretty good privacy, and costs zero transaction fees. Stability for Bitcoin =============== As more trade and production happens this way, the effective money supply auto-adjusts to match the quantity of money needed. This dampens volatility, a growing credit superstructure makes Bitcoin's exchange value, its purchasing power, more and more stable. The Bitcoin Difference ================== Physical gold and pre-fiat banknotes worked historically in this natural, free market fashion… … before central banks took over and captured gold politically for national strategic gold reserves. The bad ending for gold is history. Non-custodial Bitcoin can maybe avoid this fate.

Bitcredit Project Week 3 Update: – Successfully demonstrated Bitcoin credit minting and melting onchain on Bitcoin Testnet3 – First multi-mint Wildcat Clowder is up, enabling fully decentralised operation – Wildcat dashboard flows are nearly complete, unlocking full end-to-end demos

The 10 Rules of Bitcredit Protocol (which Wildcat mints must adhere to): 1. Proof-of-work: Only commercial e-bills for goods already produced, invoiced to other businesses, qualify for minting of Bitcoin credits (MoE). 2. Verifiable terms: E-bill maturity must match expected reflux from buyers, and no more than 12 months. 3. Verifiable prices: Invoice prices must be plausible. 4. Bitcoin rails: Payment is in Bitcoin, irrespective of e-bill denomination. 5. Verifiable redemption: Upon maturity, e-bills must be verifiably paid via Bitcoin mainchain or Lightning Network. 6. Non-custodial: Not your keys? Not your coins, nor your credits. 7. Privacy by default: Fungibility of credits through bearer instruments and censorship resistance. 8. Decentralisation: Wildcat mints in the Bitcredit Network compete independently under peer supervision. 9. Game theory: A clowder majority can eliminate rabid wildcats through punishment transactions. 10. Future money: No contractual convertibility before maturity.

Save the date for the upcoming Bitcredit Space. Learn: — How Bitcoin can finance a real-world steel trade through Bitcredit Protocol. — How an peer-to-peer e-bill turns into e-cash. Instant liquidity, zero bureaucracy. – Q&A. – How to join the community and bring Bitcoin into the real economy. https://x.com/i/spaces/1dRKZaebDDXxB/peek

Bitcoin’s volatility is due to the fact that it is not yet used in global trade. Once it becomes part of the real economy, Bitcoin will be the ultimate stablecoin. The way to achieve this is by enabling Bitcoin based supply chain finance. Join Bitcredit at Bitcoin MENA 2025 to learn more.

First, Bitcoin created a trustless digital asset. Now, the key purpose of Bitcredit Protocol is to remove trust from Bitcoin-based credit. This will create a Bitcoin credit money layer which enables adoption by trade and industry.

Businesses! Are you still using naked trade terms? Bitcredit Core gives you the legal protection afforded by bills of exchange. Study it.

IRL Meeting of Bitcredit Core Development team. Gaining momentum.

Tired of banks asking for 21 documents and 42 signatures? Try a system built for business, not for bureaucracy. Try Bitcredit.

You don’t need a bank to get trade credit, you need a seller who wants you as a buyer. Study the rules of Bitcredit Protocol.

BITCREDIT COMMUNITY CALL ALERT 📢 🗓️ July 2nd | 1600 UTC 📍 Twitter Spaces Join us to unpack the future of decentralized trade finance! • Intro to Bitcredit: Credit money built on Bitcoin, Nostr, Cashu ecash. • Technical deep dive: ebill app, ecash wallet updates, Wildcat mints progress. • Live Q&A: Ask anything about protocol design or roadmap. Merchants, devs, and finance innovators: this is your chance to engage with the team and shape the ecosystem. Set your reminder, and bring your questions!

Get credit from your suppliers, not a bank—digital, direct, instant, private. On Bitcoin and Nostr infrastructure. That’s Bitcredit Protocol.

No bank, no middlemen, just you and your business partner agree credit terms and pay on Bitcoin rails. Study Bitcredit Protocol.

Bitcredit modernizes bills of exchange onto Bitcoin rails.

Bitcredit Core v0.3 migrated from distributed hash table (DHT) to 💯 % Nostr. Alpha testing of the reference PWA service on bitcredit.minibill.tech is in progress.