Lyn is always dropping gems!
"From a depositor perspective, banks are basically highly-leveraged bond funds with payment services attached, and we treat it as normal to keep our savings in them."
-Lyn Alden
尋根溯源 : Chinese is full of 4 character expressions that are information dense and convey great insight. The above means to search for the root cause by going upstream to the source. Everyone can benefit by learning some history and how we got to where we are today. Search for the root and go to the source even if it takes work to go upstream to see the cause for yourself.