Good morning! ☕️💜🫂
Tomorrow is May 1st. So this is a great day to push, because we can rest tomorrow!
Wish you a productive and useful day!
#plebchain #gm #coffeechain #coffee #grownostr
The Frugal Fren
npub1hv0z...q5qt
Living a frugal and minimalistic life 🇩🇪
Follow for tips and tools
Have you thought about how clichés are created?
It is something that is simple and true, but still neglected. Therefore those who apply it, and realize its usefulness, they will promote it. Therefore it gets used more and more, until it becomes a cliché. Of course repeating something enough will still not make it true. This logic expects free information flow.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoneyI think the missing skills that are not tought in schools are:
1️⃣ Communication
2️⃣ Financial basics
#school #plebchain #grownostr #financial #communication #nostr
I find funny, when someone says, money and power change people.
I feel the opposite is true. It allows them to be their original self. Even if it is that rotten.
Change my mind!
#asknostr #plebchain #coffeechain #grownostr #nostr
I think financial freedom should be the basic goal for everyone. If you reach it, you can start to flourishing.
Why?
If you take away the burden of "have to make money", you will be able to concentrate more on the value you provide. This funnily will result in earning even more.
Of course, this might not be true for all jobs. But there is a high chance, that if you are flexible enough, you will do what you wanted but in a way that you earn money.
I think there is nothing bad in earning money. It basically means someone wants to exchange his time (earned money) for the value you provide. I think that is a big compliment.
#grownostr #plebchain #coffeechain #nostr #btc
Good morning! ☕️
Grab your first coffee, and aim to learn something new from the financial space this week to put you in on the track of financial freedom.
If you don't find a way to make money while you sleep, you will work until you die.
--Warren Buffett
#grownostr #plebchain #coffeechain #nostr
#grownostr #plebchain #coffeechain #nostrYour only chance to have a better life, is to make your life better.
Start learning!
I will try to help with financial independence. For anything else please follow someone else, or read about it.
#grownostr #nostr #plebchain #coffeechain #financialindependence #learn #life #financialfreedom
Levels of financial independence:
⚠️ Dependence: You spend more than you earn. Your income is not enough to support your life and your debts.
0️⃣ Self-sufficient-ness: You spend less than you earn. Your salary is enough to finance your life and your debts.
1️⃣ Stability: You have no consumer debt, and you saved your monthly cost multiple times (emergency fund).
2️⃣ Debt Freedom: You paid off your high-interest debts.
3️⃣ Starter Saver: You saved 1 times your current annual expenses.
4️⃣ Medium Saver: You saved 5 times your current annual expenses.
5️⃣ Expert Saver: You saved 10 times your current annual expenses.
6️⃣ Financial Security: Your saving's cashflow pays your basic survival needs for the rest of your life. (Eating ramen and housing)
7️⃣ Financial Independence: Your saving's cashflow pays your current lifestyle for the rest of your life.
8️⃣ Financial Freedom: Your saving's cashflow pays your wanted lifestyle.
9️⃣ Financial Abundance: Your saving's cashflow provide you more money then you will ever need.
Use this as a guide to find your current level, and to set goals for yourself to reach the next step.
#financialindependence #financialfreedom #fire #retireearly #grownostr #plebchain #coffeechain #value4value #valueforvalue #money #finance
Good morning! ☕️
Money is a great way to protect against many problems. E.g.: getting fired, apartment burns down, health issues, etc.
So plan your financial plans to get yourself a great financial armor.
Have a great day! 🔥
#plebchain #grownostr #nostr #saving #coffeechain #financialfreedom
Damn #lnbits updated the site and my wallet link become broken. Any way to recover? My zaps still seems visible, so the wallet shall be there.
#asknostr
Good morning! ☕️💜
#plebchain #grownostr
#plebchain #grownostr#earnmore
#money = #time x #energy x #value
#plebchain #coffeechain #grownostr #nostr
Good night Plebs! 🎑✨️
Unity is strength!
Keep up! Kopf hoch!
#plebchain #grownostr #nostr
The best way to #savemore and to #enjoy life is to squeeze out more from your spent money.
Easier said than done. But let's look at some practical examples:
Let's take apart going out.
When you go out, you most probably will eat ice cream, nice meal, drink coffee, eat dessert etc. Or you will go to a cinema, theater. Or you can go to other places.
Some ideas you could consider:
1️⃣ Make a picnic in a park with items from a grocery store (e.g.: champagne, ice cream, coctails, pastry, picnic food, etc)
2️⃣ Just simply buy cookie, dessert, pastry, drink, beer from a grocery store and sit somewhere
3️⃣ Go to a free beach
4️⃣ Call friends over for DIY food, drinks, coctails
5️⃣ Mulled wine, hot chocolate, punch making at home
6️⃣ Compare places by price
7️⃣ Watch sunset
8️⃣ Movie night at home
9️⃣ Dance night at home with friends or loved one
🔟 Look for coupons online for programs
Notice the main pattern. You can save the most if you DIY your programs, foods and drinks.
Would you add something else?
#frugal #plebchain #coffeechain #tips #grownostr #asknostr #btc #bitcoin #coffee #nostr
I am here to
1️⃣ have great conversations about financial independence
2️⃣ help other plebs to reach financial freedom
3️⃣ learn from other plebs
4️⃣ build a better world together
5️⃣ share ideas and tools to become financially free
6️⃣ make the World a better place
Be the change you want to achieve in the world.
#introduction #introductions #frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
Less complaining, more building.
Let's go! 🔥🔥
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
#earnmore
If you want to earn more, you have to provide more value!
It is that simple. Not easy though! It requires hard work, that is wearing out from our modern society. We want everything, and NOW!
You can decide on multiple ways to earn more, so you can fit it to your personality. You can aim for
1️⃣ promotion.
2️⃣ company change for 20%+ raise.
3️⃣ a #sidehustle
The cool part is, you can do all at the same time. Or prepare for the promotion, and if company is not willing, you still go for a company change. Also I found that companies have more budget to hire new people than keeping the old ones. Most probably not true for all companies.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork
GM! 🫂💜
Hard decisions of the mornings ☕️
#grownostr #plebchain #coffeechain
#grownostr #plebchain #coffeechain