"Saving and investing is boring" It is. For most people. But it will be also boring to work until you die. If you think about things that require constant hard work, e.g.: eating healthy, excercising, etc. They are all boring. But they will reward you. Also their rewards most of the time seen by others as hard work, and they will "hate you" for your "success". What you can do? 1️⃣ Gamify saving and investing 2️⃣ Automate saving and investing #frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

"Those who have to buy something to show they can afford it, They won't really be able to afford anything." (Explained in comments) #frugaltip #frugalism #frugal #minimalism #minimal #mininalistic #grownostr #nostr #coffee #plebchain #coffeechain #thenostr #fire #financialindependence #lifestyle #savemoney #moneysaving #retireearly

"Try not to travel on national holidays." Usually during national holidays (Christmas, New Years Eve, Easter, etc) prices skyrocket, because more people want to travel. If you can wait, and do not have the urge to travel on these occasions, your patience will be rewarded by cheaper prices. #frugaltip #frugalism #frugal #minimalism #minimal #mininalistic #grownostr #nostr #coffee #plebchain #coffeechain #thenostr #fire #financialindependence #lifestyle #savemoney #moneysaving #retireearly

Happy Easter! 🐇🥚

What is the goal of your life? What is the meaning of your life? I often ask myself these. We want many things. We think we need many things. We might think we know what we want. But this can be false. Or even change over time. So it make sense to do a reality check once in a while to see 1️⃣ what we want, 2️⃣ where we are headed, 3️⃣ if we are progressing into what we want. We might discover we want something different then the surface might suggest. Stay open, question the things, and decode yourself. #frugaltip #frugalism #frugal #minimalism #minimal #mininalistic #grownostr #nostr #coffee #plebchain #thenostr #fire #financialindependence #lifestyle #savemoney #moneysaving #retireearly #life #lifegoal #psychology

"Buy a soda machine" If you like sparkling water, it might make sense to buy a soda machine. 1️⃣ Cheaper than buying sparkling water weekly 2️⃣ You have less to carry 3️⃣ You generate less plastic waste/stuff to recycle. #frugaltip #frugalism #frugal #minimalism #minimal #mininalistic #grownostr #nostr #coffee #plebchain #thenostr #fire #financialindependence #lifestyle #savemoney #moneysaving #retireearly

"Don't spend more then necessary" When you can buy the same thing for lower price, don't be ignorant and think you can afford it. Do the extra mile. Of course not doing it, can be justified as well, but make this as your second nature. Make spending less the average case, and make ignoring it the special case. Not the other way around. Usually those things matter more that you do on a daily basis, you do frequently. Not the special cases. #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving

"If you are flexible you can spend less" #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving

Financial independence and retirement early and #bitcoin does not have be totally different worlds. #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #btc

"Compare the prices" If you can, compare the price of the thing you want from different manufacturer, shop, etc. That is a good way to save some buck. #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #minimalist #frugalist

"Does that product worth more then your future time?" I think a good take on investing is: You need money to live. You have to spend time to earn money. If you invest, you make your money work for you. Therefore you will have less work to do. So all in all, when you invest, you gain back your time, but when you spend you sell your time. If you want to buy something next time, you can think about if the thing you want to buy worth more then your future time. #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving P.S.: It is a little more nuanced, but 1 step at a time.

#frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving

#frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving

"Define your fixed savings rate" If you define your fixed savings rate (how much money you can save per month), you can calculate how much time you need for almost complete financial freedom. Financial freedom means, your life is not dictated by money anymore. You can basically choose to do anything you want, because money is not a problem anymore. Of course, depending on you, and your wishes, you can reach certain degree of freedom that is already enough. #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving

"Justify your costs" We can have costs that seems reasonable for the first time, but if we think about it, we realize that they make no sense, or we can out-smart it. E.g.: Having 2-3 streaming services at the same time (netflix, amazon prime, hulu, disney+, etc): We could justify having all of them by, yeah they have different series and movies on it, and I want to see from all of them. Okay, understood. But how about, having only 1 streaming service for each month, and changing between them for different months. This way you would group the things you want to watch for the month you have it paid. Or speak with a friend, that she/he buys one service, you buy the other, and you kind of share it. So this way both of you pay only 1, but could have access to the other. Try to apply this idea on other costs/payments you have. #frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving

"Meet with friends not in bar/pub/restaurant setting" Meeting with friends and socializing is usually a really important part of our life. We migh feel, that if we meet with friends frequently it is not a budget friendly option. But, you can solve this! Just do board games night, picnic party, grill party, mulled wine party, hot chocolate party, coctail party, hiking, etc. Usually it is cheaper alternative to do the coctails, drinking, etc from a grocery store, than in a bar/pub/restaurant. Take turns doing such with your friends. Always someone new organizes. You can also do it as a walk, like you visit 2-3-4 homes a night, so it is not a big pressure for anyone. #frugaltip #frugalism #frugal #minimalism #grownostr #nostr #coffee #plebchain #fire #financialindependence

"Find you REAL needs" Usually, we do things out of desire, need or want. Or at least we THINK we desire, need or want it. But, what if we don't really want that thing, but something it gives, or we think it gives. E.g.: you think you are hungry all the time, but maybe you are just bored at what you do, so you just perk yourself up with eating. Or you believe that you need to live next to a beach or something, because you like to sunbath, bath, etc. But you only in rare occasions go out. Do you really need then to live next to a beach? So in this point, I mean we need to really look internally, find out WHAT we value in life, and WHY, so we can uncover our REAL DEEPEST needs. If you do that, it will be so much easier to save money, because you can concentrate on paying/having the things you REALLY need, and CUT OFF everything else. #psychology #frugaltip #frugalism #frugality #minimalism #fire #financialindependence #grownostr #nostr #plebchain #savemoney #moneysaving #desire

"Happiness is not having more things." When you buy a new thing, you can feel you are happy of course. But this will wear off quickly. Why? The feeling you feel when you buy a new thing is not happiness, but joy. Joy is when something external causes you good feelings. On the other hand, happiness is an inside job. Happiness is something, that you do for yourself. Both happiness and joy can feel similar, but the greatest difference is that joy wears off quickly, but happiness stays. Unfortunately we are bombarded from the media each day that this will make you happy, that will make you happy. But they can only cause you joy, as that one is from external influences. Therefore they often try to blur the lines between them, so they can say buy this something and you will be happy. #frugaltip #frugalism #frugality #minimalism #happiness #grownostr #nostr #Nostr #plebchain

"Only buy discounted products when you need them" Why ❓️ If you buy a not needed product, you are not saving, you are wasting. So if you don't need it, instead of saving the discount, save the whole price. #frugaltip #frugal #frugalism #minimalism #savemoney #moneysaving #nostr #grownostr #Nostr #plebchain

"Wait a few days before bigger buys" Why? ▶️ As we are emotional beings, we can get caught up in wanting things we don't really need. ▶️ A branch of marketing even plays on this human flaw. ▶️ If you wait a few days, this impulsive feeling of need might go away, and will be replaced by a more conscious thinking. #frugaltip #frugal #frugalism #fire #financialindependence #savemoney #moneysaving #plebchain #nostr #grownostr #Nostr