"Wait a few days before bigger buys" Why? ▶️ As we are emotional beings, we can get caught up in wanting things we don't really need. ▶️ A branch of marketing even plays on this human flaw. ▶️ If you wait a few days, this impulsive feeling of need might go away, and will be replaced by a more conscious thinking. #frugaltip #frugal #frugalism #fire #financialindependence #savemoney #moneysaving #plebchain #nostr #grownostr #Nostr

"Learn to cook" Why? ▶️ Cheaper to cook then to eat out. ▶️ You more or less control better what goes into your food. ▶️ Kids usually like the food that is made by their parents. ▶️ It can be a fun program/date to do that. #frugaltip #frugal #frugalism #fire #financialindependence #savemoney #moneysaving #Nostr #plebchain #nostr #grownostr

"Don't increase your living standards too often and too young" Why? ▶️ Usually if you increase your living standards, you don't want to go back. But increased living standards have increased costs, so you force yourself to have jobs that pay above a certain amount. This reduces your flexibility. Also more savings are needed when you have no job. ▶️ If you are young, odds are that you can bear more nomadic environment/living standards, then you will at older ages. So better to use this flexibility now. You can do it smart! 😉 ▶️ Increased living standards, mean increased costs, which mean you will have to have more investments to sustain your life without working. ▶️ As it is hard to go back to lower living standards, it might make sense to evaluate if you really need that upgrade you plan to have. #frugaltip #fire #financialindependence #frugal #frugalism #minimalism #moneysaving #savingmoney #money #Nostr #nostr #grownostr

"Measure your expenses" Why? ▶️ You can only improve it, if you measure it. ▶️ You can find out your non-necessary or waste costy. E.g.: Having disney+, prime, netflix, or multiple service for the same purpose. ▶️ You will know your monthly costs, that can help you plan ahead. #frugaltip #frugal #frugalism #minimalism #savemoney #moneysaving #Nostr #nostr #grownostr

"Earn through investments instead of a salary" Why? Usually you have to pay less taxes on your earned capital gains or dividends then you woudl have to if you earned the same via salary. This can be true when capital gains or dividends taxes are smaller then income tax. Pro tip: Check how it works in your own country! #frugaltip #frugal #frugalism #minimalism #investing #tax #nostr #grownostr #plebchain #fire #financialfreedom #(l)earn

"Save to invest" Why? ▶️ Not to lose your hard earned money: Because of inflation, your money can buy you less and less as time passes. ▶️ Not to lose your retirement money: If you save for your retirement, then you will lose significant amount due to inflation. ▶️ To earn more money: By investing, your money works for you. Attention: Be aware of scams! #investing #invest #frugaltip #frugal #grownostr #nostr #plebchain

"Being frugal is not being cheap, it is being efficient with money." ▶️ You don't spend unnecessarily high amounts on things. ▶️ You spend on the things you value, and save on the things you don't care about. ▶️ You are self-sustainable. ▶️ You are financially free. ▶️ You give yourself more options. ▶️ You are conscious about your money and spending. ▶️ You establish your future. ▶️ You think about your retirement. [...] #frugaltip #frugal #frugalism #minimalism #grownostr #nostr #plebchain #finance #consciousness

"Have FU money" What is it? ▶️ It is an emergency/FU fund. ▶️ You can use it in problematic cases like getting fired, getting a bigger unwanted expense, you really fed up with current job, etc... Why? ▶️ Simply storing your savings in euro/dollar or equivalent fiat is not a good idea long term. ▶️ Holding euro means you lose your money because of inflation ▶️ Therefore you are incentivized to hold your money/wealth in something else, invest it ▶️ But usually investments are volatile, so you shall circumvent cases where you have to access immediately your invested funds ▶️ That is FU money for. ▶️ Usually a good rule of thumb is to have 3-6 month of monthly expenses in FU money ▶️ But this depends on how hard it is for you to find a job, what makes you comfortable, etc... #frugaltip #frugal #investment #investing #fire #financialindependence #grownostr #nostr

"Reuse the coffee grounds." Why? ▶️ The more times you use the grounds, the more minerals you can soak out. ▶️ The different soaks will yield you different delicious flavor/aroma. ▶️ Coffee becomes cheaper, because you can brew more out of a single package. #frugaltip #frugal #grownostr #nostr

"Use bath sponge for bathing/showering" Why? ▶️ The sponge can make foam out of less shower gel ▶️ The sponge can stay foamy longer then just using the shower gel. ▶️ This way you can use a bottle of shower gel longer. ▶️ You can spare on shower gel. #frugaltip #frugal #plebchain #grownostr #nostr

👨‍💻Evening Project Rewe Unit Price Sorter ▶️ I added a button on the rewe webshop to sort the products by unit price ▶️ It reorders the products by unit price ▶️ It tries to calculate the unit price for the products not showing it ▶️ All original functionality stays the same ▶️ Now I can submit my rewe orders considering the unit prices easily. #frugaltip #frugaltool #grownostr #nostr #plebchain #frugal #frugalism #minimalism

"Do it yourself" Why? If you go to a restaurant, bar or coffee, you have to pay for more things: serving, ingredients, cost of place, popularity of place, etc... If you do the same at home, you only have to pay for the ingredients, and most probably the ingredients will cost you less then you would have to pay at a restaurant. Of course, going to a restaurant or something external have a different vibe. But you can also add vibes to your DIY stuff. E.g.: Make a coffee corner in your apartment where you only drink your coffee. Only drink your coffee there once or twice a week, and prepare a nice coffee for yourself when you drink there. Now you vibed it up. Possibilities are endless! Just use your imagination, and save on going to coffeeshops, bars all the time. #frugaltip #frugal #plebchain #grownostr #nostr #vibe #vibeup

Good morning! ☀️ Yesterday I finished the first version of "Sort by unit price" script for rewe(.)de. I also have such for 2 other shops actually. Unfortunately it is a trend not to have unit price sorting possibility. I am not sure why, but I think better to use that then the "sort by price" to find the cheapest products. #frugaltip #frugaltool #plebchain #grownostr #nostr

"Buying cheap products are NOT saving!" Why? ▶️ Lower priced product still can have higher price/unit. This can be also used as a marketing trick. ▶️ The product might be useless after the first use, and you will need to buy a new one. #frugaltip #frugal #moneysaving #savemoney #grownostr #nostr #plebchain

"Buy for long-term" Why? The longer you use something, "the cheaper" it is on a monthly basis. Only if you consider it as a mandatory cost. This means you consider this item as one if breaks you will have to replace it. Therefore you can calculate a cost/month or cost/year for it. This can be lower for products selected by concentrating on price vs quality. Extra tip: Only replace products when they are unusable. Of course use common sense and e.g.: do not use a toothbrush for 10 years. #frugaltip #moneysaving #savemoney #grownostr #nostr #plebchain

"Buy seasonal." Why? Usually seasonal groceries are cheaper because there is an abundance of it. #frugaltip #savemoney #moneysaving #plebchain #grownostr #nostr

Which grocery shop do you use in Germany? Or do you use a Market? Why? #germany #shopping #deutschland #grownostr #nostr #plebchain

"Measure your spending" Why? You need to measure to know what is the current state, and to see that you got better. Without measurement, there is no improvement. Also by measuring you can see where do you spend so much, and what is your average monthly spending. #frugaltip #frugal #spending #budget #moneysaving #savemoney #plebchain #grownostr #nostr

"Save on the things you don't value much" Why? Everyone has things in their life that has low priority or they do not even care about. Why would you pay so much money on the things you don't value? E.g.: if you don't care about fashion, you can save big: ▶️ being minimalistic owning only a few pieces of clothing ▶️ or being frugal buying non-branded clothing. (Or the combination of both) Also here important to mention, that you shall really think about what you value in life. You might be suprised, that not the piece of clothing you like e.g. but the attention you get. If you make such realizations you will be able to find alternative or cheaper ways of fullfilling your needs, do what you value. #frugaltip #frugal #minimalism #minimalistic #moneysaving #savemoney #nostr #grownostr #plebchain

"Not what you save, but what you do with it matters." Why? Saving money is a good habbit. Unfortunately savers are punished because of inflation. You need to save ▶️ if you want to retire, ▶️ if you want to have flexibility, ▶️ if you want financial security, ▶️ if you want to prepare to be fired, ▶️ if you want to prepare in case you get a serious illness, damage, ▶️ if you want to pursue a career that is not financial rewarding enough to live, ▶️ if you want to buy a house, ▶️ if you want freedom, But if you simply save for 20 years, your money will worth nothing at that point. So you need to have a plan, what you do with your saved money. #frugaltip #frugal #savingmoney #moneysaving #savemoney #grownostr #nostr