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Xapo Bank
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First Bitcoin-enabled bank to integrate fiat with Bitcoin. Protect and grow your wealth in a USD bank account & enjoy the flexibility of blockchain transactions.
3 letters... #BTD #Bitcoin OG veterans we can see you smiling!
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XapoBankApp 4 days ago
We all know the first rule: Not your keys, not your coins. 🔑 But here is the uncomfortable truth we don't talk about enough: The "Bus Factor." If you disappear tomorrow, can your spouse actually navigate your Cold wallet, passphrase, and steel plates? Or will your stack become part of the estimated 20% of supply lost forever? 📉 Self-custody is freedom. But being the Single Point of Failure for your family's generational wealth is a liability. At Xapo, we aren't replacing your keys. We are offering "Collaborative Sovereignty, for your #Bitcoin" A regulated, secure layer to ensure your legacy survives you, even if your seed phrase doesn't. Diversify your custody. Don't be the bottleneck.
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XapoBankApp 1 week ago
13 years. 13,900x. While TradFi was busy printing, Satoshi’s ghost just reminded us what real wealth looks like. #Bitcoin doesn’t sleep - it hibernates. image
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XapoBankApp 2 weeks ago
"Xapo’s Bitcoin wealth strategy is a good case study of how banks are trying to merge traditional balance-sheet models with a Bitcoin standard... enabling users to manage liquidity, growth, and diversification within a single, regulated ecosystem." Bitcoin is no longer an "alternative asset"; it’s the foundation. 🧱💸 CryptoSlate just released an in-depth look at how we’ve built a "Bitcoin-native wealth ecosystem" for the long-term holder. Here’s why it matters: 👇
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XapoBankApp 3 weeks ago
Bitcoin, Gold, Silver, Property? There is only 1 winner right? We are all still very early! Happy new year to you all by the way, our first post of 2026! image
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XapoBankApp 1 month ago
For institutions and high-net-worth individuals, securing #Bitcoin's private keys means moving beyond pure cybersecurity and using real-world, multi-layered physical defence systems. The extreme logistics, the remote location, the multiple helicopter flights, the strict no-phone policy highlight a profound level of commitment to eliminating every single point of failure. This is the difference between adequate security and playing a "different game" entirely in the world of high-value Bitcoin custody. Listen to the full episode to hear the full story from Seamus Rocca on the The Pomp Podcast, Hosted by Anthony "Pomp" Pompliano on how this level of physical security is set up to protect digital assets: https://bit.ly/4oLDQ2R And if you want to learn more, deep dive into our multi-layer defences →
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XapoBankApp 1 month ago
Your belief is now part of Aston Villa. The winning quotes are officially stitched into the dugout headrests and unveiled by captain John McGinn - a reminder that strong results come from playing the long game. At Xapo bank we bring that same mindset to #Bitcoin: secure, steady, built for the future. #PlayTheLongGame
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XapoBankApp 1 month ago
The latest #Bitcoin crash has been rough, especially for anyone with BTC-backed loans. One thing that helped a lot of our members at Xapo Bank is that we restrict loans to 40% of their Bitcoin’s value – it gives an extra buffer when the market suddenly drops. But even with that, liquidations can still happen if you don’t stay on top of your loan health. We’ve put together a short, practical breakdown of 5 ways to reduce your liquidation risk (things like how much to borrow, keeping spare BTC aside, and reacting quickly when your Loan-to-Value (#LTV) moves). If you’re using your Bitcoin as collateral or thinking about it, this might be useful: 5 ways to protect your Bitcoin from liquidation:
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XapoBankApp 2 months ago
A wild Friday, a calm plan! ATH >$126k → ~$80k (~-36%), ~-10% on 21 Nov. Feelings were loud; our framework stayed louder. That’s why Xapo Bank runs 40% LTV (vs 50–90% elsewhere): More buffer, lower liquidation risk when it matters. #Bitcoin ⚡️
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XapoBankApp 2 months ago
Bitcoin #BlackFriday sale: No promo codes. No countdown timers. Just sats 35% off because weak hands panic-dumped again. OGs know the drill: When the fiat world queues for TVs, we quietly stack the hardest money ever created. 🧡🛒 For those of you in your first cycle, perfectly normal #Bitcoin behaviour.
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XapoBankApp 2 months ago
Someone once said... "Buy when there's blood in the streets, even if it's your own" #Bitcoin OGs know!
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XapoBankApp 2 months ago
Inside the World’s First #Bitcoin Bank | Seamus Rocca x Alex Tapscott (DeFi Decoded) What does it actually mean to be the world’s first Bitcoin bank? And how do you survive a decade of crypto bull and bear markets without blowing up? In this episode of DeFi Decoded, host Alex Tapscott sits down with Seamus Rocca, CEO of Xapo Bank, to unpack the story behind one of Bitcoin’s earliest and most resilient institutions. They dive into: How Xapo started in 2013 as a Bitcoin wallet and evolved into a fully licensed Bitcoin-first private bank Why founder Wences Casares’ experience in Argentina shaped Xapo’s mission to protect people from inflation, capital controls and banking risk Why Xapo chose to stay Bitcoin-focused while the rest of the industry chased ICOs, NFTs and altcoins How Xapo combines Bitcoin + USD: a US-dollar narrow bank account earning interest alongside deep cold-storage Bitcoin custody Bitcoin as digital gold, reserve asset and base layer vs. the role of stablecoins as payment rails Bitcoin-backed lending: how wealthy Bitcoin holders borrow USD against their BTC without selling their position The rise of Bitcoin ETFs and how they help mainstream adoption while Xapo serves Bitcoiners who still want direct custody and private banking-level service Why Xapo sees itself as the private bank for Bitcoiners as BTC matures into a global reserve asset If you care about Bitcoin’s long-term future, institutional adoption, and what safe Bitcoin banking can look like, this conversation is for you. 🔔 Don’t forget to like, subscribe, and leave a comment: Would you rather hold your BTC in an ETF, self-custody, or with a Bitcoin-first bank like Xapo? Why? Featuring: Host: Alex Tapscott – Co-author of Blockchain Revolution, Co-host of DeFi Decoded Guest: Seamus Rocca – Executive Director & CEO, Xapo Bank Topics: Bitcoin private banking, Bitcoin custody, Bitcoin safety, BTC vs stablecoins, Bitcoin lending, Bitcoin as store of value, digital gold, financial sovereignty, inflation protection, emerging markets, banking innovation.
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XapoBankApp 2 months ago
Time in the market or timing the market... It's your call! #Bitcoin
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XapoBankApp 2 months ago
🇦🇷 That’s a wrap on @labitconf 2025! A week of inspiration, discussion, and innovation with some of the brightest minds in the #Bitcoin and digital asset space. Grateful to everyone we met, and proud to be part of a region driving financial transformation in this part of the world. #XapoBank #LABITCONF2025 #XapoEvent
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XapoBankApp 2 months ago
#Bitcoin, cycle vs. cycle, days since halving (latest: Apr 20, 2024). Why now? With $BTC hovering near $100k, context > hot takes. If in doubt, zoom out and compare cycles on equal footing. Here is a great website that shows you this. btc_counterflow thanks 🙏 #BitcoinHalving #BitcoinCycles #Zap #Zaps image