High time preference destroys nations before it destroys balance sheets.
But it also destroys families.
And what I love about bitcoin is that it trains you to think in decades, which is EXACTLY how a good father should think.
Adam O’Brien
adam@btcw.app
npub1k763...cg5x
Inspiring the next generation to reclaim freedom
Enable independence '@bitcoinwell'
Awaken sovereign individual '@getbasedtv'
Love Jesus, save in bitcoin
You know what’s interesting? Non-custodial systems remove counterparty risk by design. Custodial platforms add it back for convenience.
That difference will be the most important distinction between bitcoin platforms over the next 10 years.
Canada isn’t broken because of markets. It’s broken because Ottawa keeps picking the “winners”
Debt instead of productivity.
Housing inflation instead of real growth.
Regulation instead of accountability.
Alberta produces. Ottawa redistributes. Then wonders why everything feels tighter every year.
You can’t build a country by taxing the parts that work to subsidize the parts that don’t. Strong economies are built by builders, not bureaucrats.


Building @BitcoinWell started with a simple question: If Bitcoin is about sovereignty, why do so many companies still hold customers’ bitcoin?
Bitcoin Well was built non-custodial by design, even though it’s harder and slower. No custody. No rehypothecation. No seizure risk.
Control stays with the customer.
There are easier business models. Custody is one of them. But it recreates the fragility Bitcoin was meant to fix.
Non-custodial isn’t a feature. It’s the foundation.
Legacy isn’t what you accumulate and leave behind.
It’s what empowers the next generation and remains stable after you’re gone.


Wealth is freedom over your calendar. Everything else is secondary.
The goal isn’t early retirement.
It’s being present, consistently.


A lot of “growth” over the last decade was just duration mismatch plus leverage. As the financial revolution continues this will cripple most companies.
High time preference explains almost everything.
Cheap money rewards speed, leverage, and lots of shortcuts. Sound money rewards patience, skill, and stewardship.
That’s not ideology, it’s just incentives.
I keep EO 6102 framed on my wall as a daily reminder.
Governments can’t confiscate what they don’t control.
That’s why Bitcoin Well is non-custodial by design. No custody means no seizure risk at the platform level.
If history teaches anything, it’s this: extraordinary debt leads to extraordinary measures.
Don’t be naïve.
Non-custodial systems exist for a reason.

I am building Bitcoin Well because I want my kids to inherit a world where their time actually matters. The macro problems are clear.
Bitcoin is the solution, and family is the reason.
It’s simple: Broken money creates broken incentives. Broken incentives create broken families. Fixing the money isn’t just economic policy, it’s cultural repair.
Bitcoin starts the healing.
Our grandparents saved in dollars and built a life. Our generation saves in dollars and watches the value evaporate. I refuse to hand that reality to my kids. This is my life’s mission.
The macro environment hits the dinner table first. Inflation. It’s not just a chart.
It’s parents stretching paychecks.
Debt. It isn’t just a headline. It’s kids growing up with fewer opportunities. Bitcoin gives families breathing room in a system designed to suffocate them.
We’re living through the largest monetary debasement since WWII. But this time, there’s no productive boom on the other side, only more debt. Bitcoin is the escape hatch.
When debt grows faster than GDP for decades, there are only three possible outcomes:
Default
Austerity
Inflation
Western governments choose #3. Bitcoin is how families protect themselves from the choice they never voted for.
The real generational divide isn’t age. It’s mindset. Fiat mindset: “Someone else will fix it.” Bitcoin mindset: “We build it ourselves.” @bitcoinwell
A society that prints money faster than it raises families is on the wrong path. We need strong homes, strong values, and strong money. Bitcoin feels like the first domino to fall towards that stronger and better future.
Some people say “it’s just money.” But money shapes incentives, incentives shape culture, and culture shapes the next generation. Fix the money, fix the future.
You can’t outsource your values. Not to a school. Not to a government. And certainly not to a currency that inflates away your future. Stand firm. Raise strong kids. Save sound money.
Next-gen leaders won’t win by climbing broken institutions. They’ll win by building new ones, and Bitcoin is the perfect foundation to make that possible.