EPF 6% p.a. is nothingburger. But we cannot withdraw to buy #Bitcoin or at least $VT until retirement age (30 years to go). What we can do...
1. stop contributing into EPF (or minimize)
2. monthly repayment for home loan
3. i-Lindung
4. i-Invest into Global Equity Fund
For @KWSPMalaysia i-invest, I decided to go for @PublicBankMY Public Mutual – Public Global Select Fund (PGSF)
Best for: Investors seeking long-term equity growth with strong exposure to global (mainly U.S.) technology and consumer companies.
KWSP/EPF is a FIAT TIME CAPSULE.
- 6% dividends lost the battle against TRUE inflation.
- The mandated "match" savings lock your capital into a system where you need permission to access it, many years later or never?
#Bitcoin is the retirement plan.