I have 2 (very) young kids and have the following requirement: For each kid: -I want to send them $1 in bitcoin a day. This will have the tag "allowance" -for the allowance incoming transaction, I want half to be spendable (no restrictions on my side), and half to be forced savings (either time locked 1yr, or maybe 2of2 multisig for 1yr) -any other "utxo" to their address is also unrestricted - assuming that this all happens in lightning, then once they have around $200 balance, half gets transferred to cold storage, they still see the amount, but it clearly shows its read only until it is transferred back into this hot wallet. I think maybe LN Bits could do something like this, but it would need to be developed. Maybe fedimint? Am I missing something that anyway exists? There must be plenty of Bitcoiners with similar requirements?