IFIX and the FII problem
Like every beginner on the Bovespa. At first, I believed that I had to diversify a lot to protect myself. I diversified so much that I even protected myself from the "risk" of winning. I wrote an article here:
threedolar
Porque dividendos não me farão rico - threedolar
Dividendos atraem, mas não resolvem seus problemas financeiros. Descubra por que focar apenas em dividendos pode ser um erro.
explaining why I don't like dividends. But, this is with the mentality and experience of 12 years of investing.
One thing that I still hear a lot about and many beginners ask me about is real estate funds. I've had them and I don't like them. I could talk about this for hours on end, showing data and arguments. But, in short, it's like this. The ROI (Return of Investment) in FII's is very time-consuming. There are companies on the stock exchange that you can get ROI in 3 years. Whereas there are FIIs that take at least 10 years. This is mainly due to the distribution of dividends that in Brazil the vast majority is monthly. The REITS in the USA are more solid and safer than FII.
In short, between investing in FII x Physical properties. Physical properties usually give you more return. But, thinking about buying, renovating and selling. Renting is something that I believe is good when you have a portfolio of properties. Just like fii. The difference is that in Brazil (and, in some places in the world) to escape inflation. People buy properties to gain appreciation over time. Cities develop and grow. Valuing the properties as a consequence. One day this will cease, as we have the advent of other digital investments that are scalable and require less energy and time dedicated (Bitcoin, for example).
To summarize this opera. I will leave the graph of the IFIX, which is the index that measures the overall performance of real estate funds. It serves as a compass for the investor. The index started in 12 years and has an accumulated return of 97.53% in 13 years. I don't know about you, but I would be upset to see an investment produce +8.1% p.a. What's your opinion about?
#AMER3 #Análise
#nostr #ethereum
