There is no way governments are going to sit by and allow citizens to operate their own finances. The idea drives them bananas. View quoted note →

'All great things start on a small scale, all great movements begin with individuals; and if we wait for collective action, such action, if it takes place at all, is destructive and conducive to further misery. So revolution must begin with you and me.' Jiddu Krishnamurti

Nothing is more unpredictable than the mob, nothing more obscure than public opinion, nothing more deceptive than the whole political system. — Cicero 63 BC

Current stack next to my desk, silenced time to read is what I need . . .