📅 September 10th, rates start at 10% APR 🚀 🔹10% in USDC on Ethereum 🔹11% for our @paywithmoon prepaid card 🔹11% in USDC on Polygon 🔹12% in Euros 💡A Bitcoin hodler locks their BTC on-chain and agrees to pay you the yield. It's that simple 🤷‍♂️

Can someone explain this? What happened in 1971 that caused productivity and compensation to decouple?

Lendasat is not affected by the recent NPM security exploit. We do not use, either directly or as a sub-dependency, any of the libraries that were targeted. Stay safe.

📅 September 3rd, rates start at 11% APR 🚀 🔹11% for our @paywithmoon prepaid card 🔹11% in USDC on Polygon 🔹12% in USDC on Ethereum 🔹12% in Euros 💡A Bitcoin hodler locks the ir BTC on-chain and agrees to pay you the yield. It's that simple 🤷‍♂️

Bitcoin is down over 10% from its August peak of $124K. Now it’s stuck below $112K… and heading into September, historically its worst month 📉 But this September could break the curse. Here’s why: September has been brutal for Bitcoin: - 9 of the past 14 years closed red - Average loss: ~12% This is why traders brace for impact every year. But 2025 could be different. Bitcoin continues to attract investors, since january: - BTC ETFs have seen ~$9B net inflows - Companies added over 430k BTC to their treasuries That’s not just inflows. That’s a structural shift. Macro backdrop: The Fed is expected to cut rates soon. That may already be priced in, but it signals the start of a dovish cycle. Easier money = risk-on. And historically, Bitcoin loves expanding liquidity. The risks? - Trading activity is lighter than usual, that can make price swings sharper. - Macro and geopolitical situation is still fragile. But whales are accumulating. Institutions are buying dips. The downside looks more cushioned than in past Septembers. Bitcoin testes $106K support, but 2025 feels different. For long-term hodlers, the real question is: why sell BTC if the trend is still up? If you need cash, a smarter play might be to collateralize your Bitcoin and borrow what you need, without giving up self-custody 🔒

BTC > 113k So it's not bear market yet?

BITCOIN VS ALTS: Building decentralized finance (DeFi) on Bitcoin is safer and cooler than building on Ethereum. Here 5 reasons is why 🧵 1️⃣ BTC collateral sits on one of the deepest and most liquid markets. Global spot and futures trade around the clock. High volume and tight spreads mean you can size in and out with less slippage. More depth during stress helps reduce cascade liquidations. 2️⃣ Bitcoin keeps the base layer simple and conservative. Bitcoin ossification is a feature, not a bug. Frequent hard forks inevitably leave part of the community behind, or create a culture of accepting changes without caution. As the OP_RETURN limit debate showed, every modification in Bitcoin is carefully studied. Performance will never be prioritized over decentralization and security. Your collateral relies on predictable rules, not on fast features or experimental code paths. Here is a list of Ethereum's hardforks: https://ethereum.org/en/history/ 3️⃣ Locking collateral on Bitcoin trims the attack surface. You can use time locks and multisig instead of stacks of interdependent contracts. Fewer external oracles and governance switches. Less to break, less to exploit. 4️⃣ Bitcoin is more decentralized and harder to censor. - Bitcoin has over 100k independent full nodes enforcing the rules. - Although concentration in the US is concerning, hashrate is now spread across diverse operators, improving compared to the 60% once based in China before 2021. - No single team can flip a switch to change how your collateral works. It is just UTXOs. 5️⃣ Borrowing against BTC lets you keep upside while unlocking liquidity. In many places you may defer taxes because you are not selling. Repay with future income. If your thesis plays out, you reclaim your BTC and the gains. Always know your LTV and liquidation rules before you borrow. 👉 END: We criticize Ethereum, but we are pragmatic. It enabled stablecoin growth and made Lendasat possible. $USDT and $USDC are useful for self-custodial lending, but Bitcoin network offers stronger assurances and decentralization than other chains. As stablecoins move to Bitcoin through Taproot Assets, RGB, or Ark, BTC-backed loans can become safer, simpler, and easier to use. We are not bullish enough!

Bitcoin's Open Interest Keeps Climbing 📈 The continuous rise in Open Interest (OI) reflects a growing number of derivative contracts, signaling increased market activity. As OI climbs, it suggests that more traders and investors are entering the Bitcoin market, whether betting long or short, bringing in fresh capital and boosting liquidity. This trend is positive for the financialization of Bitcoin. It attracts more sophisticated market participants, helps develop the broader market infrastructure, and, given Bitcoin’s relative youth, contributes to price discovery. A higher OI also points to a more mature and resilient market, one better positioned to support mainstream adoption and integration with traditional finance. Let’s not forget: Bitcoin is a currency. Like any currency, it must be embraced by the financial world to achieve adoption and move toward full Bitcoinization on a global scale 🌐

📅 August 18th, rates start at 10% APR 🚀 🔹10% for our prepaid card 🔹10% in USDC on Polygon 🔹12% in USDT on Ethereum 💡A Bitcoin hodler locks their BTC on-chain and agrees to pay you the yield. It's that simple 🤷‍♂️

Lendasat is now live on mobile! Built for virtual cards 💳 Collateralize BTC, spend fiat. - 0% interest if paid back within 30 days. - Receive dollars on a Moon Visa card instantly. - Pay back in BTC or stablecoins. DM us to join the waitlist

Who said no one uses @Liquid Network ? On Lendasat, borrow 500 to 100,000 Liquid USDT. Lock your Bitcoin in an on-chain multisig. From 15% APR. 7 to 365 days. Keep your stack. Stay liquid. Use Liquid Network 🌊

🍻 Another round at this price? Inflation’s hitting the pub too... Don’t burn sats for a pint. Use BTC as collateral, get fiat on a card, and enjoy it! 💳 No KYC, just your stack.

You aren’t bullish enough on BTC-collateralized loans With Lendasat, you can now: 🛡️ Hedge volatility 🌐 Deploy capital in DeFi 💳 Load a VISA prepaid card 💶 Receive EUR to your IBAN via @bringinxyz 🚀 Unlock BTC liquidity to build & invest And all without ever selling sats.

A user just requested a $50,000 loan, no KYC required! Secure, short-term borrowing with: 🔹 1 month duration 🔹 50% LTV 🔹 13.5% APR ($562.50 total) 🔹 Asset: fiat USD All backed by BTC, the ultimate collateral. A smart way to fight inflation 📉 and stay in control.

Need cash without selling your Bitcoin? This week’s top deal: ✅ Borrow $100 to $2,500 ✅ Duration: 7 to 30 days ✅ Interest: 7.5% fixed Get the funds in USDC, on a prepaid card, or as EUR via @Bringin | The Complete ₿itcoin App

Borrow cash on a prepaid card, then spend with Visa 💳 No KYC needed. No need to sell your BTC to access liquidity.

Stop selling your sats just to cover expenses Borrow up to $4,000 a month at only 7.5% APR: 👉 no KYC, no questions asked 👈 Get instant cash on a prepaid card, secured by on-chain multisig 🔐 Unlock your BTC's power, borrow today, spend freely.

Lendasat on the adoption of the GENIUS Act: The GENIUS Act marks a pivotal moment in the evolution of digital finance. By providing USD stablecoins with regulatory clarity, mandating 100% reserve backing and robust oversight for issuers managing over $10B, it strengthens trust and signals growing institutional acceptance. Yet at their core, the censorship risks of stablecoins remain unchanged. Their infrastructure still allows freezing and centralized control. That’s why Lendasat uses stablecoins only as tools for Bitcoiners, while continuing to build on Bitcoin: an open, neutral protocol offering unparalleled resistance to censorship and state interference. We see this law not as a destination, but as a catalyst, accelerating stablecoin adoption while indirectly enhancing the utility and liquidity of Bitcoin. As capital flows into stablecoins, Bitcoin’s role as the settlement layer of a freer financial system will only grow stronger.

🔥 A solid Euro loan offer just dropped on Lendasat: - Borrow €1,000–€50,000 - 6 months term -12% annual interest - No KYC Need euros without selling your bitcoin? This might be the move.

1 BTC only = 1 BTC if held in self-custody Bitcoin was created precisely to prevent banks from taking custody of your money.