npx @moneydevkit/agent-wallet init One line agent payments have fun

With replit + moneydevkit the agent can now take you entirely from 0 to website with prod global payments in minutes. No signup, no onboarding. Just say “add moneydevkit”

Nostr: a p2p hellthread network

Hi nostr Today we’re launching our public beta at moneydevkit.com It’s the fastest, easiest way for anyone to take payments online. So fast actually, I set the world record from deployed website to production payment (4:38.94). Try it for yourself: npx @moneydevkit/create npm i @moneydevkit/nextjs Under the hood, we’re using self custody lightning (can I say that here? 😆), but you don’t need to worry about any of that. Just install the library, paste a few code snippets (or have your agent do it like I did), and take payments.

hi nostr We’re testing moneydevkit on mutinynet. If you want to give it a try dm me

Really struck by people asking us about stablecoins. It’s clear no one has actually tried to use these things. The stablecoin ecosystem was already fragmented across two coins and n+1 chains, now with everyone issuing their own stablecoin, the whole thing is a disaster. Any broadly compatible UX has you choosing which coin, which chain, “ONLY DEPOSIT USDC ON SOLANA” It’s clear that banks / VCs think stablecoins are it, but for normal people doing normal things, the UX is absolutely abysmal. It is web3 all over again. It’s the third time I’ve seen the crypto playbook in action and it still falls flat. - big partnerships - lots of money - all marketing, no substance “But Nick the stablecoin UX will be simple, you will just have a bank account and dollars, everything else will be in the background” That’s great for people with these theoretical bank accounts, but ultimately what you’re talking about is slightly upgraded tradfi, not access and tam increasing internet money. What we see with moneydevkit is many, many more people being able to generate value online, and the same barriers to entry to accepting value online. Stablecoins are not on a path to fix this meaningfully. They’re on a path to create a new visa, which is ultimately uninteresting and cannabalistic as opposed to generative. We are going much bigger.

Have been thinking about the maple syrup op recently. I realized this year I have many more trees than I thought. I can get much more sap than I can boil at this point. More sap —> bigger evaporator —> sugar shack When you have abundance in one area you have to scale to make the finished product. It’s a bit of a jump but worth it to be able to give syrup to more friends. Just have to take the leap sometimes :)

Does Luke suck to work with? Clearly Is he out over his skis on the csam stuff? Yeah I think so Is Luke the reason people are running knots? Not really. People are mad at core, and core can fix this with one simple trick. Literally just bring back datacarriersize and let people do the thing that everyone says does not matter.

I’d like to repeat that no amount of nytimes hit pieces will make me think that Luke Dash Jr is a bad dev who is bad for bitcoin. And people who think this is a good strategy do not understand the problem

If I were wanting to make a big impact on bitcoin payments and I was working with big fintech apps with Bitcoin capability. I’d ship Pay to lightning from fiat. Buy / send out in one step (after confirmation of course) - no btc exposure for people who don’t want it - maximal compatibility globally - further shores up the access argument. Big fintechs can make this happen for many users

How can c= generate such a return with just routing? Lightning liquidity is the most underestimated part of the network. It’s part of what we solve at moneydevkit, but here’s a bit about how we did it at Block 1. Real transactions. Cash is one of the biggest lightning services on the network. It connects millions to lightning, and as Miles pointed out, more and more people are using it everyday. By nature of cash being custodial, we had insights into what people were using lightning for. This was part of the original thesis of c=. There are some big players out there that node runners have no idea about 🤷🏻‍♂️. Lightning privacy works very well. Apologies monero trolls. 2. Liquidity in our favor Most people buy bitcoin on cashapp and withdraw (based) That transaction flow is ideal for lightning, and in the right hands, you can flex it to pay for and make a handsome return on your own payments and operations. For the plebnet inclined— c= is an inbound generator. For its capacity it’s typically had 1-3X+ more inbound than outbound. This is a very unique position on the network. 3. Strategy The management the team did not only improved the experience for Cash users, it compounded payments and fees going through our channels. We expected to get some return, but we were pretty blown away by the volumes and takes. The ROI we collected was not from Cash. This was just step 0.5. The next steps were to flex our position and liquidity to bolster bigger and higher value things. One of those was Square. In the end, the real value comes from real people making real payments. It’s why I’ve always harped on this: We don’t need X protocol or Y L2. The technology is there. We need to do the hard part of bringing it to real people now. For you nostr folks consider— on-chain fees were never even a thought in our minds. Our margins were fat.

Hi Nostr, Launching soon—

moneydevkit — Global Payments at the Speed of Light

moneydevkit makes it easy to start accepting payments anywhere in the world. Just 5 minutes and a few lines of code.

Stripe is the de facto payment solution for developers but theres entire swaths of the globe that aren’t served by it. Similarly, everyday people with legitimate businesses get their payments turned off by stripe because the traditional financial system doesn’t want to serve them. Money Dev Kit is the easiest way to get started taking payments online. Easier than stripe. No onboarding or approvals. 170 countries. Your payments are yours. Under the hood, it’s self-custody and lightning. None of the headache, nodes channels etc. The interface will be truly stripe level and better. After working in lightning for the past few years, the hidden alpha on the network is there are plenty of people sending and able to send payments, but there’s a shortage of people receiving them. Underserved devs are using AI to make the future of the internet, and this will be by far the easiest way for them to receive those payments. Sign up for the mailing list for early access when we launch

If someone asked who I was voting for I made it a point to tell them that the Biden administration was specifically putting people in jail in my industry because they didn’t like it. It was a vote either for people who were actively putting people like me in jail, or the ones that actually were throwing us a bone. View quoted note →

I was sad to see Nick Szabo sign off in 2021. It’s good to see him back in the fray somewhere. Don’t take the old heads for granted. Many have come and gone 🫡

I need to zap again. How are people zapping in 2024 post apple zap take down?

@calle cultivating his anti Calle bluesky persona

How does a protocol play differ from a platform play? Platform Play - we own the ecosystem - you connect through our own APIs - you play in our sandbox - we decide who gets to play (fragile) - if we go down, you go down Protocol Play - we play a part in a larger ecosystem - you use open source code for your use case - you can use our services, or anyone else’s (but ours are the best) - we decide who uses our services (no one decides who uses the protocol) - the ecosystem’s growth is not limited by us Protocol plays are the future, they’re not controlled or limited by any one entity, they are bigger than the sum of their parts Platforms are monopolies, will likely be treated as such in the future. Platforms don’t have the growth / access potential that protocols do. Since platforms are monopolies, they become captured and corrupted over time