### Lumo First Impressions
**The Good:**
- Excellent privacy, end to end encrypted chat with no logs, all chats are stored on your device.
- Ghost mode for one time chats.
- You can upload docs for Lumo tp analyze as per your instructions.
- There is a free tier, you don't need to login to use it.
- The current paid users of proton Unlimited and duo have access to Lumo Plus.
**The Bad:**
- The Android app is too raw missing features.
- On Android, using my own private VPN, it won't connect and therefore the app does not open, the irony... But... Using the same VPN and accessing Lumo with the browser works perfectly... Why to block the use of the VPN on the mobile itself is quite odd, still scratching my head about it...
- You can't upload images, video or audio for analysis.
- Does not create images or videos.
- The paid tier is pricey
Did you tried?
What are your thoughts?
#Lumo
#firstImpressions
#askNostr
EU continues entering the 1984 Orwellian fascist status...
***Check this out:***
The Spanish government is considering a law that would require a minimum of two people per vehicle in an effort to reduce traffic congestion, particularly in major cities.
In addition to this two-person rule, other measures are being discussed, such as limiting car ownership to one vehicle per household and charging fees for non-resident vehicles on certain roads.
***Welcome to the reality of Europe, and for those who think that they will not move forward with it...*** , think again...
With little to no consultation nor resistance from the passive people. Fee years back the same government implemented a law that legally forbids you from driving your car in tagged major Urban areas unless is electrical or hybrid, and a limited for those newer vehicles with "low contaminant sticker" (bull shit, a Hummer is okay because has a big second battery, yet... it is a CO2 abomination). The whole law is to support the pockets of few conglomerates epically screwing the population.
For those of Gen X that bought their vehicles Diesel (more efficient engine and economical , quite common in Europe), do not get a pass sticker, meaning, ***YOU ARE NOT ALLOWED TO DRIVE THE CAR IN URBAN AREAS UNLESS YOU LIVE THERE.***
So most Gen X and pensioners that can't afford to buy a new car got epically screwed if they needed to commute to any of those tagged Urban areas for work or recurrent services.
And the majority of the European Millenials and Gen Z (Gen 404) with their eyes glued to their mobiles and their asses glued to their couch do not push back, saddly Gen 404 and Gen Alpha will live a very distopian reality, I hope we will see a change but it seems unlikely.
***Infuriating...***
NEWS The "Big Beautiful Bill"
###Immediate Benefits for Citizens###
1. **Tax Cuts Made Permanent**:
- The 2017 Tax Cuts and Jobs Act provisions, set to expire in 2025, are made permanent, preventing a significant tax increase. This includes lower income tax rates across most brackets, benefiting a wide range of taxpayers.
- **Impact**: Middle- and working-class families could see tax reductions of approximately 15%, with estimates suggesting an increase in take-home pay of up to $13,300 annually for a typical family of four.
2. **Increased Standard Deduction**:
- The standard deduction is increased by $1,000 for individuals (to $15,750) and $2,000 for married couples (to $31,500), effective through 2028. This reduces taxable income for those who do not itemize deductions.
3. **No Tax on Tips and Overtime**:
- Up to $25,000 of tip income and $12,500 of overtime pay are deductible from federal income taxes through 2028, benefiting workers in tip-reliant industries (e.g., restaurant servers, drivers) and hourly workers with overtime. Income limits apply, phasing out for individuals earning over $150,000 or couples over $300,000.[](https
- **Note**: These deductions apply only to federal income tax, not Social Security or Medicare taxes, and the Treasury Department will define eligible professions to prevent abuse.
4.**Senior Tax Relief**:
- A new $6,000 deduction ($12,000 for couples) for seniors aged 65 and older earning up to $75,000 ($150,000 for couples), phasing out at $175,000 for individuals and $250,000 for couples. This offsets Social Security benefit taxes indirectly, as direct elimination was not feasible under reconciliation rules.
5. **Increased Child Tax Credit**:
- The child tax credit is permanently increased from $2,000 to $2,200 per qualifying child under 17, starting in 2025, with inflation adjustments from 2026. The refundable portion is also made permanent and inflation-adjusted, benefiting families with lower incomes.
6. **Trump Savings Accounts for Newborns**:
- Children born between 2025 and 2028 receive a one-time $1,000 federal deposit into a tax-advantaged savings account ("Trump account"). Parents can contribute up to $5,000 annually, and employers can add up to $2,500 (non-taxable to the recipient). Funds grow tax-deferred and can be used for education, job training, or first-home purchases after age 18.
7. **State and Local Tax (SALT) Deduction Increase**:
- The SALT deduction cap is raised from $10,000 to $40,000 for households with incomes up to $500,000, effective for five years (through 2030). This benefits middle- and upper-middle-class homeowners in high-tax states like New York and California.
8. **Auto Loan Interest Deduction**:
- Taxpayers can deduct interest on loans for U.S.-made vehicles, encouraging purchases of American-manufactured cars.
###Benefits for Businesses
1. **Permanent Extension of 2017 Tax Cuts**:
- The corporate tax rate remains at 21% (down from 35% pre-2017), and other business tax breaks from the 2017 TCJA, such as deductions for equipment and machinery, are made permanent. This provides long-term tax certainty for corporations.
2. **Full Expensing for Capital Investments**:
- Businesses can immediately deduct 100% of the cost of equipment, machinery, and factory improvements, making investments in manufacturing and production facilities more attractive. This provision is permanent and aims to boost domestic production.
3. **Research and Development (R&D) Deduction**:
- Businesses can fully deduct R&D expenses in the year incurred, encouraging innovation and investment in the U.S.
4. **Section 199A Small Business Deduction**:
- The deduction for pass-through businesses (e.g., sole proprietorships, partnerships, S corporations) is increased to 23% from 20% and made permanent. This is projected to create over 1 million small business jobs and generate $750 billion in economic growth.
5. **Opportunity Zones Extended**:
- Tax incentives for investments in disadvantaged areas (Opportunity Zones) are extended through 2033, with enhancements targeting rural communities, potentially spurring $100 billion in new investments.
6. **Increased 1099-MISC Threshold**:
- The threshold for reporting income on 1099-MISC forms is raised to $2,000, reducing paperwork burdens for small businesses and contractors.
7. **Death Tax Exemption**:
- The doubled estate tax exemption for family-owned farms and businesses is made permanent, protecting approximately 2 million small businesses and farms from high estate taxes, facilitating generational transfers.
The level of incompetence of the EU leaders is already unbelievable, they damaged their economy beyond repair sanctioning their major energy supplier. Now they are buying gas and oil much expensier and threatening those new provoders to follow their environmental and labor standards... Their level of stupidity has no limits... If they were not in an economic recession, divided and in a geopolitical disaster I will say, well they can try, although is obviously disrespectful to tell other nations how to conduct their business...
