19:00 and you're still unaware of your total tax burden. Cute. Federal, state, FICA, sales, property, and corporate taxes can add up to 50% or more of your income. $100K salary? You might take home $50K. They print. You pay. Tool:

True Tax Bill Calculator — Exit Velocity

See what you actually paid in taxes last year — federal, state, FICA, sales, property, indirect. Then see it in Bitcoin terms. Free, no signup.

16:00 and your retirement account is quietly bleeding. 25% inflation over the last decade means $100K in 2016 is now worth $75K. Cute. They print. You pay.