Put your capital to work, secured by the hardest asset on Earth. 🌍₿
Ever wondered what the Lender Flow looks like on Debifi? We’ve built a streamlined interface that allows you to browse loan requests, fund deals, and manage your portfolio with institutional-grade clarity.
No black boxes - just transparent, over collateralized lending. Stop guessing and start putting your capital to work for the network.
See the full journey in action here 📺
Debifi
npub19yfz...mc68
Borrow against your bitcoin in a non-custodial way! Bitcoin-backed lending platform providing institutional-grade liquidity.
Hold your own keys. Distrust black boxes.
We built Debifi for true self-custody and transparent MultiSig security.
Proud to be recognized for auditable architecture - vote for us on the CertiK Onchain Access & Trading Leaderboard 👇


CertiK Skynet | Spotlight: Onchain Access & Trading
Check out the leaderboard of Spotlight: Onchain Access & Trading, research their Skynet ratings, security postures, and real-time data insights.

Need liquidity? Don’t sell your BTC. 🛑
Explore the latest Bitcoin-backed loan offers on Debifi.
Keep your keys, get your cash.
Compare offers here: 👇


Loan Offers Online | Bitcoin-Backed Loans | Debifi
Browse Bitcoin-backed loans in fiat and stablecoins. Choose your terms for loan offers on Debifi and borrow securely. Easy, transparent and non-cus...

Hold your own keys. Get liquidity. ⚡️
You don't need to trust a black box to leverage your stack. With multisig and self-custody, you stay in control while accessing loans against your Bitcoin. No rehypothecation, no yield games. Security you can reason about.
Set it up once, sleep well.
Learn how it works:


How to get loans using Bitcoin as collateral with Debifi
Learn how to get loans using Bitcoin as collateral with Debifi, including onboarding, collateral setup, risk management, and repayment expectations.

Programmatic liquidity without giving up your keys. 🔑
The Debifi API Beta is live. Automate your multisig treasury, integrate embedded lending, or build custom reporting - all while maintaining full self-custody.
We are actively looking for more use cases. What are you building?
Read the release notes and request access:


Debifi API Beta: Institutional Non-Custodial Bitcoin Lending
Access liquidity without selling your conviction. Secure API with multi-sig transparency and full key control for B2B lending. Apply for Beta acces...

The Era of "Black Box" Lending is Over.
Your keys, your coins. Even when you need liquidity.
We’re launching the Debifi API Beta to give B2B partners and institutions a way to automate Bitcoin-backed loans without the custodial risk.
Features:
1️⃣ Multi-Sig Escrow
2️⃣ No Rehypothecation
3️⃣ On-chain Transparency
Built for those who lived through the cycles and know that "I stay in control" is the only sustainable strategy.
Apply: api@debifi.com


Hardware matters. 🧱
We love seeing the evolution of the @npub19can...qj29 line. The MK5 brings color and speed (that NFC is 🔥), but more importantly, it maintains the standards we value at @Debifi
It integrates perfectly into our Trust Minimized Setup, making self-custody easier without sacrificing an ounce of security 👇
TradFi’s new "Private Credit" hype is just the old "Trust me, bro" in a suit.
If the FTX trauma taught us anything, it’s that handing over your keys to an opaque fund is a massive step backwards. Capital preservation is more important than maximum returns. You need liquidity without selling your conviction. That means demanding true sovereignty:
🔑 Hold your own keys with collaborative MultiSig
🚫 Zero rehypothecation
🛡️ Security you can reason about
No black boxes. No yield games. Set it up once, sleep well.
Read the full story:


Private Credit Risks: A Bitcoin-Backed Alternative | Debifi
Explore private credit risks and why Bitcoin-backed loans offer a transparent alternative for capital preservation and secure liquidity access.

Preserve first. Optimize second.
Ranked #2 Safest Bitcoin Loan Platform by Zone21.com:
👉 €5k – €3M liquidity.
👉 8.5% APR | 50% LTV.
👉 1–24 month flexible terms.
Hold your own keys.
Our MultiSig setup ensures no rehypothecation and no black boxes. Get the liquidity you need without selling your conviction.


Average loan duration on Debifi has now reached 13.36 months 👇


Ever wondered how to accept a Bitcoin Card Offer at Debifi?
Check out how 👇
Don't sell your sats. Borrow against them with the diamond standard of hardware security. ⚡️
Watch a guide on how to use your @npub19can...qj29 MK4 for DeBiFi loans. Stay air-gapped, stay sovereign, and keep your keys offline while accessing liquidity.
High-fives to the @Coinkite team for building on of the best signing devices in the game. 🧊🔒
📺
Never part with your #BTC. 🛡️
Debifi lets you unlock liquidity while keeping your keys.
Check the order book for fresh loan offers and pick the terms that fit you.


Be your own bank. Literally. 🏦🚫
Why let a platform dictate your interest rates? On Debifi, you’re the one calling the shots.
Our new blog post breaks down how Borrowers' Offers work - giving power to the borrowers.
⚡️ Bitcoin collateral
⚡️ Your conditions
Stop settling. Start leadng.
🔗 

Empowering Borrowers: New Feature Launch on Debifi
Don't just react to the market - define it. Learn how to create custom Borrower Offers on Debifi and watch our walkthrough video.
Signal > Noise. ⚡️
Market volatility can be a challenge, but it’s also an opportunity to build better tools. Based on your feedback, we’ve just released
👉 Borrower Offers.
Instead of searching for a lender's terms, you now broadcast your own. Define your APR, duration, and repayment schedule directly on-chain. We’re building the infrastructure for a truly sovereign Bitcoin ecosystem, one feature at a time.
Check out the video below to see how to create your first offer.
Stay tuned - we’re just getting started. 🫂🟠
The market moves, but your peace of mind shouldn’t. ⚡️
Based on the support requests we’ve received from our community, we are finalizing a new technical feature that gives power to the borrowers.
We aren't just building a platform; we are building the #BitcoinEcosystem for the long term.
Stay tuned. We will release the technical breakdown soon.


Making Bitcoin liquidity more accessible. ⚡️
Our average contract APR has dropped by nearly 50% over the last year. By aligning with our partners and listening to the market, we are ensuring the Bitcoin ecosystem continues to thrive.
Building the future of Bitcoin finance.


Need liquidity? Don't sell your sats. ₿
New loan offers are live on Debifi:
✅ Multisig security
✅ You set the terms
✅ Liquidation Protection available
Browse the board:


Loan Offers Online | Bitcoin-Backed Loans | Debifi
Browse Bitcoin-backed loans in fiat and stablecoins. Choose your terms for loan offers on Debifi and borrow securely. Easy, transparent and non-cus...

Most Bitcoin lenders want to liquidate you the moment the price wicks down. It’s a predatory game. 📉
Volatility is unavoidable, but getting wiped out shouldn't be.
We just published a deep dive on:
❌ Margin Calls
❌ Liquidations
✅ Delayed Liquidation (The Debifi solution)
With Delayed Liquidation, you get time to react. Stop letting flash crashes take your sats. 🛡️⚡
Read the full breakdown:


Managing Bitcoin volatility in Bitcoin-backed loans | Debifi
Bitcoin-backed loans involve Bitcoin volatility. Learn how margin calls and liquidations work and how borrowers can manage downside risk responsibly.

Protect your stack from the volatility of the legacy markets. 🛡️ ₿
Stop worrying about instant liquidations. On Debifi, you can filter specifically for #DelayedLiquidation Loan Offers. This gives you the time you need to manage your collateral without the stress of immediate forced sells.
Pure Bitcoin lending. No rehypothecation. No surprises.
Check out the video 👇