Protect your stack from the volatility of the legacy markets. 🛡️ ₿
Stop worrying about instant liquidations. On Debifi, you can filter specifically for #DelayedLiquidation Loan Offers. This gives you the time you need to manage your collateral without the stress of immediate forced sells.
Pure Bitcoin lending. No rehypothecation. No surprises.
Check out the video 👇
Debifi
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Borrow against your bitcoin in a non-custodial way! Bitcoin-backed lending platform providing institutional-grade liquidity.
Bitcoin-backed loans just got more resilient. ⚡
Lenders like GaltCorp are now live with "Delayed Liquidation" offers on Debifi! 🛡️
This feature protects borrowers from volatility by providing a time buffer before liquidation.
How to find them:
✅ Filter by "Delay Liquidation" on the offer page.
✅ Check "Liquidation Ratio" in the contract details.
Don't let a flash crash stop you. View current offers on our webpage today.


Bitcoin-native finance is about sovereignty, not just liquidity.
While market cycles often cause APRs to spike, we’ve prioritized balance. Since February 2025, working alongside our lenders, we have successfully lowered the average APR for Bitcoin-backed loans by nearly 50%.
We solve the gap between borrowers and lenders without compromising on security:
🔑 Self-Custody & MultiSig: You stay in control of your keys.
🚥 No Rehypothecation: Your Bitcoin stays your Bitcoin.
📢 Total Transparency: No "black box" yield games or custodial opacity.
👨🏫 Professional Onboarding: Designed for founders and long-term holders.
Secure your liquidity without selling your conviction.
Check out the latest offers:


Loan Offers Online | Bitcoin-Backed Loans | Debifi
Browse Bitcoin-backed loans in fiat and stablecoins. Choose your terms for loan offers on Debifi and borrow securely. Easy, transparent and non-cus...

Bitcoin-backed lending has finally grown up. ⚡️
If you have spent a decade in this space, you know the drill: "Not your keys, not your coins". Why should that change when you need a loan? Debifi offers a trust-minimized architecture where you hold your own keys through MultiSig setups.
We are not here for the speculators 👉 we are here for the founders, operators, and investors who prioritize protecting their family over unverified yield.
- No rehypothecation
- No black boxes
- No losing sleep
Sovereignty is not just about holding; it is about how you utilize your capital.
Discover the architecture:


Borrow Against Bitcoin | Bitcoin-Backed Lending | Debifi
Borrow against Bitcoin without selling it. Easily get fiat or stablecoins with Bitcoin-backed loans on a non-custodial platform. Stay in control wi...

Rate Drop: GaltCorp APR reduced to 11.5% 📉
This 0.5% reduction provides a direct cost advantage for liquidity. On a maximum loan of $500,000, you save $2,499+ in interest annually. Over a 24-month term, the total savings amount to $4,999+ compared to the previous rate.
Current Terms:
- Volume: $100,000 – $500,000
- LTV: 70%
- Duration: 12 – 24 months
- Assets: USDT (Tron, Ethereum, Solana)
Review the updated contract and submit your request:

Offer to lend

Your market. Your rules. Our build. 🛠️
Catch up on our latest tech releases in our new blog post:
👉
We’re keeping the momentum high. Coming soon: More freedom in offer customization and even smarter workflows for interest payments.
Keep building. ⚡️

Debifi Update: Delayed Liquidation & Excess BTC Extraction
Protect your Bitcoin from volatility. Discover Debifi's new features: Delayed Liquidation, Excess Collateral Extraction, and automated BTC withdraw...

Absolute sovereignty requires the right tools. ⚡️
If you're leveraging your #Bitcoin, you shouldn't have to hand over your keys to a trusted third party. That’s why Debifi integrates seamlessly with the @COLDCARD wallet.
Combining Coldcard’s industry-leading, air-gapped security with our native collaborative MultiSig ensures your collateral stays exactly where it belongs: under your control. No rehypothecation. No hidden counterparty risk. Just verifiable, sovereign finance.
We put together a quick video guide on how to safely construct and sign your Debifi loan transactions using your Coldcard:
2026 so far proved exactly why we build on Bitcoin. ⚡️ While fiat equity markets panicked and institutional algos dumped to mitigate their Value at Risk, the Bitcoin lending ecosystem at Debifi didn't flinch.
Our January 2026 Snapshot is live:
Volatility is a feature, not a bug. But unexpected liquidations shouldn't be. With an average LTV of 60% across the board and our proactive 4-step margin call framework, borrowers stayed in full control of their collateral during the drawdown.
No rehypothecation. No centralized custodians gambling with your stack. Just true collaborative MultiSig architecture. We verify, we don't just trust.
Don't sell your Bitcoin. Borrow against it securely and stay sovereign. 🤝

Bitcoin & Debifi Snapshot for January 2026 | Debifi
Explore Debifi report on Bitcoin-backed lending performance, partnerships, and platform evolution from 2025 into 2026. Get the latest insights.

Bitcoin Lending Unlocked 🇸🇻
Traditional finance relies on selling assets for liquidity, but #Bitcoin changes the rules. At #PlanBForumElSalvador, our CEO @Max Kei joined other industry leaders to discuss the shift toward transparent, non-custodial lending models
Key Insights:
- Liquidity without Selling: Access cash without triggering taxable events or losing exposure to the world’s hardest asset.
- No Black Boxes: Moving away from custodial risk toward auditable, bankruptcy-remote structures
- Proof of Control: Utilizing MultiSig and self-custody because capital preservation is the priority over aggressive growth
"Set it up once, sleep well". Huge thanks to the Plan ₿ team for the invitation!
📺 Watch the full panel here:
https://rumble.com/v75u1l6-bitcoin-lending-unlocked-plan-forum-el-salvador.html


Markets are volatile. Costs shouldn’t be.
Debifi updated its origination #fee model — now based only on loan amount and duration.
Transparent. Predictable. Scalable.
Built in response to market conditions and borrower/lender demand.
👉


Download the Debifi App ₿ iOS & Android
Download the Debifi app on iOS or Android and unlock secure, non-custodial Bitcoin lending ₿ get started now!

Bitcoin-backed liquidity 🧘 non-custodial & transparent ₿ loans
Stop selling your sats. Borrow against them instead.
Current live offers on #Debifi:
- Rates: Starting at 8.5% APR
- Volume: From small retail to $3M+ institutional loans
- Security: Multi-sig, no rehypothecation, 100% on-chain transparency
- Payout Options: USDT, USDC, or Bank Transfers (EUR/CHF/GBP)
Institutional-grade lending without the counterparty risk of centralized lenders.
Check the board:


Loan Offers Online | Bitcoin-Backed Loans | Debifi
Browse Bitcoin-backed loans in fiat and stablecoins. Choose your terms for loan offers on Debifi and borrow securely. Easy, transparent and non-cus...

Bitcoin sovereignty meets strategic liquidity.
The "Beta-Phase" of lending is over. Secure your next credit line with a battle tested, non-custodial MultiSig setup. No rehypothecation. No black boxes. Just institutional grade Bitcoin backed lending.
Current Live Offer
Volume: 100 - 300K CHF
LTV: 50%
Collateral: Bitcoin-only (MultiSig)
Stop selling your sats for liquidity. Relay on the world’s premier collateral on your own terms.
Secure this offer now: 👉

Offer to lend

Why sell your hardest asset for temporary liquidity?
Selling #Bitcoin is a strategic mistake:
❌ Triggers taxes.
❌ Ends your upside.
❌ Shrinks your stack.
Bitcoin-backed loans are the professional alternative.
Keep your BTC in secure escrow, get the liquidity you need, and stay positioned for the future. No complexity. No credit checks. Just math and sound collateral.
Utility without compromise.
Read the full guide:


How do Bitcoin-Backed Loans Work: Simply Explained | Debifi
Thinking about a Bitcoin loan? Learn how do Bitcoin-backed loans work, how LTV is calculated, and what risks must be managed.

#Overcollateralizing is rational.
Leaving excess BTC locked forever isn’t.
You can now #extract excess #collateral.
If you temporarily add more BTC to stay safe during volatility, you can later withdraw the surplus - as long as your LTV remains #healthy.
Loan stays active.
Risk rules stay enforced.
Nothing hidden.
Add protection when needed.
Remove excess when it’s no longer required.
Structured flexibility.
No rehypothecation.
No black boxes.
Now live.


Delayed Liquidation – because life happens.
Markets move 24/7, but you shouldn’t have to.
With Delayed Liquidation:
• Lenders set a delay window (12–48h)
• Borrowers get time to act before forced liquidation
• Fully transparent & contract-based
It’s not about avoiding risk.
It’s about time to react, structured safeguards, and peace of mind.
Preserve first. Optimize second.


🚀 Tech Update Live
Built for volatile markets.
Driven by user feedback.
Designed for smarter workflows & flexible risk control.
Efficiency up. Friction down.
Experience the new Debifi now →


Download the Debifi App ₿ iOS & Android
Download the Debifi app on iOS or Android and unlock secure, non-custodial Bitcoin lending ₿ get started now!

New Bitcoin-backed loan live on #Debifi ⚡
8.5% APR
Funded by #Goldstream Fund
Non-custodial multisig
Keep your BTC upside
Liquidity without selling.

Offer to lend

Selling Bitcoin isn’t always the best way to get cash.
Taxes, missed upside, and permanent loss make it risky. Instead, consider using your BTC as collateral for a loan - you get liquidity without giving up your position.
Learn more:

Liquidity Without Selling Bitcoin: Smarter Alternative
Selling Bitcoin to access liquidity can create long-term costs through taxes, lost upside, and reduced exposure. Learn about a more efficient alter...

⚡ New on Debifi
A new loan offer from #GaltCorp just went live.
• 100,000–250,000 USD in USDT
• Liquid / Ethereum / Solana
• 12–24 months
• 13.5% APR
• 70% LTV
Bitcoin-backed. Transparent terms. On-chain settlement.
Stay sovereign. Stack yield.
Review the full offer:

Offer to lend

Thank you, Plan ₿ El #Salvador!
What you’re building is bigger than a #conference.
It’s signal. It’s conviction. It’s parallel infrastructure.
Grateful for the conversations, the builders, the energy.
Bitcoin is stronger because of rooms like this.
See you next block. 🟠
Our CEO @Max Kei at the "Bitcoin lending unlocked" Panel by @Plan ₿ Network

