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Joker
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Joker 1 month ago
Matt and Dr. Eti Ben Simon return with another AMA episode where they answer such listener questions as how sleep loss amplifies tinnitus and how Seasonal Affective Disorder impacts circadian rhythm. They also reveal that sleep restriction slashes vaccine-induced antibody production by 50%, and highlight deep NREM sleep as the vital soil for immunological memory. The hosts go on to analyze somniloquy, address long COVID’s inflammatory sleep fragmentation, and critique the fading efficacy of CBD/CBN. They also blueprint an optimal bedroom, and ultimately, emphasize that consistent regularity remains the primary architect of biological restoration.
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Joker 1 month ago
In this Huberman Lab Essentials episode, my guest is Dr. Wendy Suzuki, PhD, a professor of neural science and psychology at New York University. We discuss simple, daily habits to improve focus, memory and overall cognitive performance. Dr. Suzuki explains how exercise directly enhances brain function—both the immediate benefits of a single workout and long-term support for cognitive health. We also discuss how meditation, verbal affirmations, sleep and other behavioral practices positively influence mood and stress regulation.
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Joker 1 month ago
Bitcoin Industry Introduces A Solution That Makes Banks Obsolete! Stablecoins typically offer higher yields than traditional banks, with rates ranging from 6% to 18%, while bank savings accounts generally provide yields between 0.4% and 5%. Implications for Depositors Stablecoins: Offer significantly higher yields, attracting users looking for better returns on their deposits. They provide 24/7 access and faster transaction times compared to traditional banks. Bank of America CEO Brian Moynihan has warned that up to $6 trillion in deposits will migrate to stablecoins. Banks: Struggle to compete with the yields offered by stablecoins, leading to concerns about potential deposit outflows. Banks are lobbying against yield-bearing stablecoins to protect their deposit base. This yield disparity highlights the growing competition between traditional banking and the emerging stablecoin market. This significant difference can attract depositors to stablecoins, potentially impacting traditional banking deposits. Potential Deposit Outflows This amount represents approximately 30% to 35% of all U.S. commercial bank deposits. The shift is linked to the growing popularity of yield-bearing stablecoins, which could attract depositors seeking better returns. Reasons For The Shift Stablecoins can offer higher interest rates compared to traditional bank savings accounts. If stablecoins are allowed to pay interest, banks may struggle to compete, leading to significant deposit outflows. The banking sector is lobbying against yield-bearing stablecoins to protect their deposit base and lending capabilities. Legislative Response Lawmakers are considering regulations that would restrict stablecoin issuers from offering interest on holdings. A proposed bill aims to prevent digital asset service providers from paying interest on stablecoin balances, framing it as consumer protection. Broader Implications The movement of funds into stablecoins could limit banks' ability to lend, as they rely on deposits for funding. Stablecoins may also change the dynamics of financial intermediation, potentially reshaping the banking landscape. The ongoing debate highlights the tension between traditional banking and the emerging digital asset industry, with significant implications for both sectors.
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Joker 1 month ago
US Dollar Continues Downward Trend (No Purchasing Power🤬🥵) Reflecting Investor Lack Of Confidence!  Over the past 12 months, the United States Dollar has decreased by approximately 10.15%. It has shown some recent strengthening, but overall, it has experienced a significant decline compared to the previous year. U.S. Dollar Performance Overview Yearly Trend The U.S. Dollar Index (DXY) has decreased by approximately 10.15% over the past 12 months. The index has shown a significant decline, marking its worst annual performance since 2017. Monthly Changes In the last month, the dollar has strengthened slightly, with an increase of 0.49%. As of January 12, 2026, the DXY value is 98.7940, down 0.34% from the previous session. Historical Context The dollar index has fluctuated between a low of 96.22 and a high of 110.18 over the past year. The all-time high for the U.S. Dollar Index was 164.72 in February 1985. Key Influencing Factors Recent concerns regarding the independence of the Federal Reserve have impacted the dollar's value. Economic indicators, such as employment data, have also influenced market perceptions and the dollar's strength. This data reflects the dollar's performance and the factors affecting its value over the past year. image
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Joker 1 month ago
Fix-Your-Money, Fix-Your-Life!🤩✅👍🏿😎🥰 image
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Joker 1 month ago
Most Single-Family Rentals Are Owned By Small Landlords (It's Inflation Stupid!) The impact of deep-pocketed investors on home-buying opportunities is frequently overstated. The top 24 owners of single-family rentals own just over 520,000 homes combined, according to SFR Analytics. That’s equal to roughly 3.5% of the 15 million rental homes in the US and less than 1% of the total single-family housing stock. Blackstone portfolio company Tricon, owns more than 56,000 homes, and Cerberus Capital Management’s FirstKey Homes has about 49,000 properties, according to SFR Analytics. Related: * Trump Targets Institutional Investors In Affordable Housing Push * Pulte Cites ‘Portable Mortgages’ After 50-Year Idea Bombs * Trump Bid To Ban Corporate Homebuying Blindsides Wall Street * Can Trump Lower Home Prices With A Wall Street Ban? Related: Cracks In The Housing Market Are Starting To Show:
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Joker 1 month ago
More Bitcoin Isn’t Created (Discovered) As A Result Of Price Increases! (Like Gold, Silver, Etc.)✅👍🏿🎉🍾🎊 “If its price goes up, its supply schedule remains unchanged. Economists would say that Bitcoin is the world’s first perfectly inelastic commodity.” Excerpt From: .“The Big Print: What Happened To America And How Sound Money Will Fix It.” By Lawrence, Lepard https://itunes.apple.com/WebObjects/MZStore.woa/wa/viewBook?id=0 This material may be protected by copyright.
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Joker 1 month ago
There Is No Second Best! So Lets Get This Party Started😎✅🤩👍🏿 image
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Joker 1 month ago
Fiat Farming Is Getting Way Too Complicated!!🤣😂😹
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Joker 1 month ago
Bitcoin For Beginners!! Send Money To And Receive Money From Anyone/Anywhere In The World! No Banks Required 😎🤩🤣✅👍🏿
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Joker 1 month ago
Hi Mom, We Got A Worldwide Team Bouta Put The Bitcoin Hard-Money Revolution Into A Meme!😂✅🤩😎👍🏿
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Joker 1 month ago
Wake-Up Sunshine😎🤩 Time To Get This Party Started!😹✅👍🏿
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Joker 1 month ago
Which Dog Breed Generally Lives Longer? Mixed breed dogs generally live longer than purebred dogs, often due to their genetic diversity which reduces the risk of inherited health issues. On average, mixed breeds may live 1.2 to 1.3 years longer than their purebred counterparts. Lifespan Comparison: Mixed Breed vs. Purebred Dogs General Findings On average, mixed breed dogs tend to live longer than purebred dogs. Mixed breeds benefit from genetic diversity, which reduces the risk of inherited diseases common in purebreds. Lifespan Statistics Dog Type: Average Lifespan Mixed Breed: 12-15 Years Purebred: 10-13 Years Factors Influencing Lifespan Size: Smaller dogs generally live longer than larger ones. For example, a Chihuahua can live 14-16 years, while a Great Dane may only live 7-10 years. Health: Mixed breeds are less prone to many inherited health issues that affect purebreds, contributing to their longer lifespan. Care: Overall wellness, including diet, exercise, and regular veterinary care, significantly impacts a dog's lifespan. In summary, mixed breed dogs typically have a longevity advantage over purebred dogs due to their genetic diversity and lower susceptibility to certain health issues. image