I've had a Swan IRA since early 2022. I'm debating moving over to Unchained...especially while Unchained running their special (through Aug 15th) and waiving significant fees.
You look at review sites and Swan outranks Unchained. So I would like some first-person experienced input.
If you are an Unchained client...
- Would you happily make the same choice?
- Do you have an Unchained IRA?
- What other Unchained products do you use?
I am considering making this move because...
- Swan still doesn't allow you to hold your own keys for a Bitcoin IRA due to lack of "regulatory clarity" if the IRS comes after you due to unfettered access to your Bitcoin (McNulty case). FYI, that isn't completely true...Swan will allow you to do a Checkbook IRA, but Unchained seems to provide a better "design" with the 2-of-3 multisig to allow them to audit transactions without them having control.
- When Swan went through their layoffs, they got rid of a lot of people providing the main reason for me staying so loyal to Swan (Dante, Callahan, Livera, etc). I valued Swan because of their significant contribution to Bitcoin education.
- Love him or not, Cory also made some great calls on rug-pulling companies. He has also been a great ambassador on MSM as he was making those calls. I haven't noticed whether there has been fallout since Swan itself "got out over their skis" and gambled on price to the point they need to now make headcount/budget cuts.
I do think there are still some great people at Swan - Lubka is always great and responsive and their support team is outstanding and highly competent. Their IRA and transaction fees are also very reasonable (and no fees to move to self-custody for non-IRA BTC). They also have ACH! I can't believe Unchained still doesn't have that capability?
Anyway, I'd love some thoughts on the Unchained IRA and Unchained in general. I like several of their folks, also...although was disappointed when Parker moved on (but like what he is doing at Zaprite...although I can't afford it for the transaction level of my own business).
This is the first time I've tagged people to encourage their input in the conversation, but I know there are some strong opinions from the likes of @Marty Bent and @ODELL.
#bitcoin #ira #unchained #swan #multisig
bitcoinbadger
bitcoinbadger@nostrplebs.com
npub1zley...pppa
Retired Analytics consultant turned tennis teaching pro, personal trainer, health coach…and #Bitcoin knowledge seeker and HODLer
Maybe you should fax the Fed your opinion, Paul.


If only...




An evil world allows this to happen...how anyone on this planet could think this is OK, and not be mentally ill, is beyond my comprehension.


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the same publications that carry so much advertising from pharma and med device to treat the outcomes of obesity also encourage obesity.
there’s a really bad set of incentives here.
morbid obesity is a big business. and business is good....
the average american male now has a 40.5 inch waist. pants did not even come in that size in the 70’s. women are 38.7. ditto...
38 million americans have diabetes. type 1, you’re born with. it’s an autoimmune condition. but that’s only 2 million people. 36 million of them are type 2, and type 2 is acquired. it’s a disease of lifestyle and obesity.
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I totally agree with this post - and I worry about the phone call when people I care about find out they have Type-2 diabetes (or worse, heart disease) when they have been banging the body positive drum for years.
Interesting about pushups. I implement them in my lessons and my high school tennis sessions all the time. However, I've lowered the bar...they generally do 5 pushups at a time - or 15 to 20 squats.
I even bet them - when trying to hit targets - that they have to do 5 pushups if they miss all tries, but I'll do 25 pushups for every one they make. I have had to pump out 100 pushups with all of them counting...and I'm 56. Not a single one of my student-athletes could do 30...yet! Give me time (if I don't get kicked out of coaching for holding them accountable for fitness and striving for excellence).

from physical fitness to physical fatness
how much things have changed, most of all how we talk about it


Something to think of for the low-carb crowd. I tend to be low-carb because I eat mostly meat and dairy, but I still have berries and honey every day...and I'm good with rice, potato/sweet potato, and the occasional vegetable (usually brussels sprouts or asparagus).
I only use olive, avocado, or coconut oil...or go with butter, ghee, or lard.


Mercola.com - #1 Natural Health Website
A reliable source of health articles, optimal wellness products, medical news, and free natural newsletter from natural health expert Dr. Joseph Me...
I like El Gato Malo's #meme revision here


Still alive and kickin'...


Finally bit the bullet and closed my LinkedIn account - had a lot of connections, recommendations/endorsements, and articles I'd written...which I exported.
But I've come to despise Reid Hoffman over the last couple of years and finally followed through on my principles...and should have done that much earlier.
I tried to help their Analytics by explaining my reason for closing my account. Think it will help?



Be great if Trump had a “workable congress” - and would love to see him assign cabinet members the tasks of reducing government expenditures through curtailed agency funding…or defunding/disbanding those agencies altogether.

Worth it for the Buffet quotes at the 3:52 mark and the Senator John Kennedy subcommittee interview afterwards.
"well, damn, it looks to me like we better do something"


Why did our government drag us into this tragic comedy...oh, that's right...because they were busy transferring all the wealth to the boomer generation.

