Still Locked Out of Banking Bitcoin Policy UK has submitted evidence to the Crypto and Digital Assets APPG’s inquiry into banking access. We first raised blanket restrictions with the City Minister in September 2023, and the evidence gathered for this submission suggests the underlying problem has not been resolved. Recent industry data shows roughly 40% of bank-to-exchange transfers in the UK are currently blocked or delayed, and around half of UK crypto and fintech firms have been rejected for a bank account or had one closed. Much of this restriction is applied at a sector-wide level rather than through individual risk assessment, which means Bitcoin activity is often caught by rules designed for very different, higher-risk products. Our submission recommends that the government confirm FCA-registered Bitcoin activity shouldn’t be subject to blanket restriction, that banks give specific reasons and a route to appeal when they decline a payment, and that better data be published so progress can actually be tracked. France and Hong Kong both offer useful models for how this could work in practice. Read the full article and see our submission:

Bitcoin Policy UK

Bitcoin and Crypto Still Locked Out of Banking

Bitcoin Policy UK has submitted evidence to the Crypto and Digital Assets APPG’s parliamentary inquiry into banking access, almost three yea...

@Susie Violet Ward

Two major events in the same week exposed a common weakness in how we think about digital security. A flaw in a leading bitcoin hardware wallet contributed to the theft of approximately $38 million in bitcoin. Days later, Russia placed Telegram founder Pavel Durov on its wanted list, while renewed scrutiny focused on longstanding concerns over Telegram's privacy architecture and metadata exposure. Although these stories appear unrelated, they highlight the same principle: users often place their trust in brands and marketing rather than independently verifiable security. The article explores why transparency, open scrutiny and independent verification matter more than reputation alone. As AI accelerates both security research and the discovery of vulnerabilities, products can no longer be considered secure simply because they are widely trusted. For policymakers, the lesson is equally important. Weakening encryption or introducing new surveillance capabilities does not create safer systems. Security and privacy are strongest when they can be independently verified, not simply promised. Read the full article in our blog here:

Bitcoin Policy UK

A $38M Theft, A Global Manhunt & The Illusion Of Digital Safety

In the space of a week, a flaw in a leading bitcoin hardware wallet left users’ funds vulnerable and Russia moved against the founder of a m...

@Susie Violet Ward

Humanitarian crowdfunding has transformed the ability to raise money quickly during war, natural disasters and political crises. Moving those funds to the people they were raised for, however, often remains the greatest challenge. Our latest article examines how banking restrictions, sanctions and compliance requirements can leave recipients dependent on intermediaries, creating delays, disputes and additional risks at the very moment support is most urgently needed. It also looks at how Bitcoin based crowdfunding platforms are taking a different approach. Rather than replacing trust, they are redesigning. It combines direct payments with transparent verification models that allow donors to make informed decisions while giving recipients greater control over the funds raised in their name. Technology alone cannot solve humanitarian fundraising. Verification, accountability and transparency remain essential. Open payment networks may offer a more resilient financial infrastructure for people living through conflict, repression and humanitarian emergencies. Read the full article in our blog here:

Bitcoin Policy UK

When The Financial System Can’t Reach People, Bitcoin Can

When Sami Jamal Al-Shannat raised more than £55,000 through a GoFundMe campaign to help his family escape the war in Gaza, it felt as though t...

@Susie Violet Ward

The UK Government's proposed ban on social media for under-16s is intended to protect children online, but it also raises significant questions about privacy, digital identity and the future of internet access. Critics argue that requiring highly effective age verification could expand identity checks far beyond children, creating new surveillance infrastructure while leaving the underlying problems of addictive algorithms, harmful platform design and weak enforcement largely unchanged. The real question is whether identity verification is the most effective way to protect children online, or whether policymakers should place greater responsibility on platforms to design safer products. As Parliament considers the legislation, the challenge will be ensuring that efforts to improve child safety do not unintentionally redefine the internet into a space where identity verification becomes the norm for everyone. Read the full article in our blog here:

Bitcoin Policy UK

UK’s Under 16 Social Media Ban Risks Digital ID Expansion

The UK government has announced a ban on social media for under-16s, with Prime Minister Keir Starmer framing it as a way to give children their ch...

English courts have recognised bitcoin as property. The next question is whether they will enforce contractual obligations by awarding bitcoin itself. That issue was raised in Hussain v Fix, where the County Court was asked whether an alleged debt arising from a business agreement could be paid in BTC rather than sterling. The case sits at the intersection of contract law, digital asset law and commercial reality. If parties agree that an obligation is denominated in bitcoin, should the courts enforce that agreement as written, or convert the claim into pounds at judgment? The answer has significant implications for businesses using bitcoin in cross-border trade, treasury management and commercial settlements. It also raises broader questions about valuation, contractual intent and the practical consequences of recognising bitcoin as a form of property. Our latest article explores the legal issues raised by the case and why this question is likely to return before the English courts. Read the full article in our blog here.

Bitcoin Policy UK

English Court Asked Whether A Debt Can Be Paid In Bitcoin

A London County Court was asked whether it could order a debt to be paid in bitcoin, raising a key question for digital asset law. In Hussain v Fix...

@Susie Violet Ward

Bitcoin and financial freedom were central themes at this year’s Oslo Freedom Forum, where human rights activists, developers and advocates gathered to discuss how technology can protect individual freedoms. The conference highlighted real-world examples of Bitcoin being used by people facing censorship, financial exclusion and political repression. From non-profits maintaining access to funds after their bank accounts were frozen to activists using Bitcoin to receive support across borders, the conference showed that financial access is increasingly inseparable from human rights. The discussions also highlighted privacy, security and education. Bitcoin’s potential depends on people knowing how to use it safely. As financial restrictions and debanking become more common, including in democratic societies, the ability to access a neutral, open financial network is becoming increasingly important. Bitcoin is not controlled by any government, company or institution. It is a global tool that can help individuals and organisations preserve financial autonomy when traditional systems fail them. Read the full article here:

Bitcoin Policy UK

Bitcoin and Financial Freedom

A major human rights conference showed how Bitcoin is fighting oppression everywhere.

@Susie Violet Ward

Privacy is normal. It is about freedom, control and the right to live without being constantly monitored. Why does privacy matter if you have 'nothing to hide'? We’ve updated the Bitcoin Policy UK Privacy Toolkit and released a new podcast episode to support it. The episode explains why privacy is fundamental to the freedom to speak, transact and live online. The toolkit sets out practical steps to protect your data, money and freedom online. Podcast:

Fountain: Podcasts & Music

On the Record by Bitcoin Policy UK • Bitcoin Policy UK Privacy Toolkit: Simple Steps to Protect Your Freedom to Speak and Transact Online • Listen on Fountain

Privacy is often framed as something only criminals or conspiracy theorists care about. But what if privacy is actually about freedom, security, an...

Updated Toolkit: https://img1.wsimg.com/blobby/go/aea8e937-fd18-400f-afd9-c3513112c757/downloads/6dabfdf5-3f1d-4ff3-b97e-dea9a2fa395a/BPUK%20Privacy%20Toolkit%2020June2026.pdf @Susie Violet Ward @fnew

Digital authoritarianism is no longer a distant concept. Around the world, governments and institutions are expanding digital surveillance through biometric systems, digital IDs, financial monitoring, internet shutdowns and increasingly restrictive online regulation. The question is no longer whether these tools exist, but how citizens continue to communicate, organize and transact when those systems can be used to control them. Our latest Bitcoin Policy UK blog explores the emerging ecosystem of "freedom technology" that is providing practical alternatives. We examine: 
• How Bitchat enables communication during internet shutdowns. 
• Why Citizen Lab's work exposing spyware has become essential for journalists, activists and dissidents. 
• How Cashu is restoring financial privacy through Chaumian ecash on Bitcoin. 
• Why Agora is building peer-to-peer humanitarian funding that cannot easily be censored. 
• How Bitcoin education helps activists use these tools safely through privacy, self-custody and peer-to-peer transactions. Freedom technology is not simply about privacy. It is about resilience. It is about ensuring that communication, financial access and civic participation cannot be switched off by governments or institutions. As more countries expand digital control, these technologies are becoming increasingly relevant - not just for those living under authoritarian regimes, but for anyone concerned about preserving individual liberty in the digital age. Read the full article in our blog

Bitcoin Policy UK

How Freedom Tech Is Pushing Back Against Digital Authoritarianism

Around the world, governments and corporations are expanding tools of digital control, from facial recognition and biometric surveillance to mandat...

@Susie Violet Ward @npub17xvf...c9as

The UK says it wants innovation in digital payments, but current tax rules still treat everyday Bitcoin spending as a capital gains event. Our response to HMRC argues that if stablecoins deserve lighter treatment as payment instruments, Bitcoin should not be excluded from the same logic. The audio version is now live.

Fountain: Podcasts & Music

On the Record by Bitcoin Policy UK • Response to HM Revenue and Customs Call for Evidence: Taxation of Stablecoins • Listen on Fountain

In this episode we present an audio version of Bitcoin Policy UK’s response to HMRC’s Call for Evidence on the taxation of stablecoins, origina...

@fnew @Susie Violet Ward

Bury St Edmunds is fast becoming the UK Bitcoin hub! Local businesses in Bury accepted Bitcoin payments, and the historic Guildhall hosted debates plus a pop up sats market. Great to see grassroots adoption actively sponsored by BHODL. Their CEO @fnew shared his thoughts on his first visit to the town with Suffolk News. “The @Bury St Edmunds Bitcoin (BSEBTC) event itself ran like clockwork and struck a lovely balance between celebrating the town and discussing wider issues around saving and spending with Bitcoin.” Bitcoin Policy UK Director @Susie Violet Ward Violet Ward shared her perspective on the social impact: “People can feel that the world is changing economically, politically and socially, and that’s why interest in Bitcoin and freedom technology is growing. Events like this matter because education, community and open discussion are going to be incredibly important in the years ahead.” Thank you to the BSEBTC for delivering a fabulous event. Full coverage from Suffolk News:

Suffolk News

Enthusiasts and internationally renowned speakers descend on town for Bitcoin celebration

Bitcoin enthusiasts and internationally renowned speakers from across the country descended on a town to mark the first recorded use of the currency.